Hunting & Outdoor Equipment
LEisure Finance
Hunting and outdoor equipment finance in South Africa
A premium riflescope, a set of thermal optics, or a competition-grade compound bow sits in the same bracket as many financial assets. It should be treated as such.
Most lenders see hunting equipment as a basic retail purchase: short terms with limited flexibility, if finance is available at all. That works for entry-level gear, not the equipment serious hunters and outdoor enthusiasts invest in.
We structure hunting equipment finance around the real value of what you are buying, not a generic credit product.
LEisure Finance
Bicycle and e-bike finance in South Africa
A high-end bicycle, whether it’s a road bike, trail mountain bike, or high-spec e-bike, sits in the same bracket as many financial assets. It should be treated as such.
Most lenders see bicycle finance as a retail credit product: short terms with high rates. That works for entry-level bicycles, not premium bikes. You are making a serious capital investment, and it deserves serious finance.
We structure bicycle finance that reflects the real value of what you are investing in.
Hunting and outdoor equipment finance that goes further
in the field
We are merchants by trade, explorers at heart, which is why we understand what it takes to finance the equipment that gets you further into the field. Here is what our hunting and outdoor equipment financing covers:
Rifle scopes, thermal and night vision optics
We finance premium rifle scopes, thermal imaging equipment, night vision optics, binoculars and spotting scopes. Whether you are upgrading for accuracy, low-light performance, or long-range precision, we can structure finance around your next optic.
Archery equipment
Compound bows, recurve bows and crossbows from leading brands are all eligible, along with bow sights, arrow rests and stabilisers. We finance equipment for hunters and competitive archers alike.
Rangefinders, trail cameras and tracking equipment
Laser rangefinders, GPS devices, hunting cameras and tracking technology can all be financed as part of your setup. If it helps you track, range or record, speak to us about structuring it into a facility.
Firearm and hunting safes
Firearm and hunting safes are eligible for finance, giving you a secure way to store your equipment without paying the full cost upfront.
Common questions about hunting
Yes. Specialist leisure assets are exactly what we do. Traditional banks often don't know how to value or structure finance for assets that fall outside standard book-value systems, but we have built our business around getting these deals done.
With 62,000+ clients, over R20 billion in assets financed, and R30 billion in assets under management, we have the experience and the appetite to structure finance for the unusual. Our nationwide coverage and direct access to asset specialists mean your application is assessed by people who understand the asset, not a generic credit template.
We finance premium optics (rifle scopes, thermal and night vision equipment, binoculars, spotting scopes and rangefinders), archery equipment (compound, recurve and hunting bows, crossbows, bow sights and accessories), hunting accessories (GPS devices, hunting and trail cameras, and tracking equipment), and firearm and hunting safes. If you're not sure whether something qualifies, speak to our team.
Traditional retail credit often treats hunting equipment as a standard consumer purchase, offering limited flexibility and shorter repayment terms. At Merchant West, we take a different approach by structuring finance around the value and nature of the equipment, recognizing it as a significant investment rather than an everyday purchase.
Yes. If you're buying a scope, rangefinder and safe together, for example, we can structure them into a single facility, so you have one agreement and one repayment to manage.
Leisure Finance
Hunting and outdoor equipment finance
Get in touch to explore the best solution for you.