Finance for importing machinery and equipment with ImportFlex
Finance for importing machinery and equipment with ImportFlex
You have found the equipment your business needs. Now comes the harder part. ImportFlex is our capital equipment import finance solution for South African businesses that need to import equipment without the process consuming their working capital or exposing them to risks they did not see coming.
Finance for importing machinery and equipment with ImportFlex
You have found the equipment your business needs. Now comes the harder part. ImportFlex is our capital equipment import finance solution for South African businesses that need to import equipment without the process consuming their working capital or exposing them to risks they did not see coming.
Importing equipment puts pressure on your business before the asset earns a cent
You need to pay a foreign supplier before anything ships, manage a Rand that can move against you at the worst possible moment, and navigate a supplier contract written in someone else’s favour, all while keeping your business running.
Most businesses try to handle these pieces separately. That is when things go wrong, and by the time something unravels, the cost is already real.
You should not be doing this alone.
What ImportFlex covers
ImportFlex puts one experienced partner alongside you for the entire process, combining:
Supplier payments
Loan facility to fund supplier payments and all associated charges
Asset-based finance
Structured, long-term asset-based finance for capital equipment and other income-generating assets
Forex solutions
Forex risk management and competitive exchange solutions
Contracting
Supplier contract review and payment structuring
Coordination
Logistics, clearing, forwarding and insurance coordination
How the process works
We start before the order is placed, not after the equipment arrives. We review your supplier contract, structure your payments to manage risk, coordinate customs clearing and logistics through our international partners, and convert all costs into a structured finance transaction once your machinery is commissioned and generating value.
1.
Identify your equipment
You select the capital equipment or income generating asset you want to import.
2.
Facilitate the order
We work alongside you to place the order with your supplier.
3.
Structure the deal
We review supplier contracts and design the most cost-effective, lowest-risk payment structure.
4.
Manage logistics
We handle tracking, clearing, forwarding and insurance through approved international partners, aligned to your negotiated International Commercial Terms (Incoterms).
5.
Convert to finance
Once commissioned, all costs are seamlessly converted into a structured asset-based finance transaction, to cover a maximum period of 60 months.
Why work with us
We have been financing imports into South Africa since 1998 as a privately-owned specialist financial services group. We are not a bank with a standardised process. We work in niche markets where complexity is normal and the consequences of getting it wrong are real.
You stay in control of the decisions that matter. We take care of everything around them.
Common questions about import finance
For long-term asset finance facilities, deposit requirements may apply. These will be subject to standard considerations, including the nature of the equipment and the client’s financial performance and position.
We manage your forex exposure early in the process so that currency movements between signing and shipping do not land on your balance sheet unexpectedly.
We recommend starting the process before or when placing your equipment order to ensure a seamless funding solution.
Our solution facilitate the importation of equipment, covering all related costs such as shipping, duties, and commissioning. This approach helps to minimise the immediate working capital impact on your business, with all costs ultimately rolled into a structured asset finance facility.
Yes. We finance imports of both new and quality second-hand capital equipment, provided the asset and supplier meet our review criteria. Speak to us early so we can assess the transaction before you commit.
Working Capital Solutions
Let’s Go Further - Together
Get in touch and we will look at your transaction with you – from supplier contract through to long-term finance.