When your business wins a large order but lacks the upfront cash to fulfil it, Merchant West helps you go beyond financial constraints. Our Purchase Order Finance solutions provide the working capital you need to pay suppliers, manage logistics, and deliver on time – without straining your cash flow.
When your business wins a large order but lacks the upfront cash to fulfil it, Merchant West helps you go beyond financial constraints. Our Purchase Order Finance solutions provide the working capital you need to pay suppliers, manage logistics, and deliver on time – without straining your cash flow.
Purchase Order Finance is a short-term funding solution that helps businesses fulfil confirmed customer orders when internal cash flow is limited. Merchant West pays your local or international suppliers directly, enabling you to complete the order and receive payment from your customer.
This solution supports South African SMEs involved in trading, manufacturing, or distribution – giving them the liquidity to take on new opportunities without financial delay.
We go beyond traditional lending by providing practical, transparent PO finance that empowers you to grow with confidence.
Facilities structured to align with your order timelines, supplier terms, and delivery commitments.
We help you seize new business opportunities with sound financial structures and clear repayment terms.
All costs and supplier payments are disclosed upfront — no surprises or hidden fees.
We work with you to understand your supply chain, ensuring funding flows seamlessly from order to delivery.
Provide Merchant West with a valid purchase order from your customer.
We pay your supplier directly (locally or internationally) for the goods required to fulfil the order.
You deliver to your customer and issue an invoice for payment.
Once your customer pays, the facility is settled and you retain your profit margin.
Purchase Order Finance is ideal for businesses that receive large or unexpected orders but don’t have sufficient cash flow to pay suppliers upfront:
Because business as usual doesn’t lead anywhere new. Partner with Merchant West to unlock the next step in your business growth. Our specialists are ready to design a working capital solution that helps you go beyond today’s challenges and seize tomorrow’s opportunities.
Contact us today to set your financial plan in motion. We’ll advise you on the appropriate next steps for the most suitable investment plan.
Choose the relevant option that applies to you for further information on our funds and how to invest.
or, continue directly to the Smart Invest platform