Equestrian Finance in South Africa | Merchant West
LEisure Finance
Finance your equestrian pursuits with our leisure asset finance solutions
From the horse in the stable to the trailer on the road, we structure equestrian finance around the way you live and compete. Most financial institutions treat horse ownership as a personal expense, not a structured asset. That means riders and horse owners are often left piecing together their own solutions.
That’s where we come in. We Go Beyond traditional financing solutions by offering specialist equestrian finance that recognises the real value of the sport.
LEisure Finance
Finance your equestrian pursuits with our leisure asset finance solutions
From the horse in the stable to the trailer on the road, we structure equestrian finance around the way you live and compete. Most financial institutions treat horse ownership as a personal expense, not a structured asset. That means riders and horse owners are often left piecing together their own solutions.
That’s where we come in. We Go Beyond traditional financing solutions by offering specialist equestrian finance that recognises the real value of the sport.
Access bespoke personal finance services with our equestrian finance
Horses
We offer horse finance for the acquisition of sport horses, competition horses, and breeding stock.
Horsebox and horse trailer
Our finance options cover horseboxes and trailers, whether new or used. If you are bringing a horsebox in from overseas, we can support with the full acquisition.
Equipment and saddlery
We can incorporate tack, saddles, and specialist equipment into a structured finance facility as part of a broader equestrian package or as a standalone line.
Common questions about equestrian finance
Yes. Specialist leisure assets are exactly what we do. Traditional banks often don't know how to value or structure finance for assets that fall outside standard book-value systems, but we have built our business around getting these deals done.
With 62,000+ clients, over R20 billion in assets financed, and R30 billion in assets under management, we have the experience and the appetite to structure finance for the unusual. Our nationwide coverage and direct access to asset specialists mean your application is assessed by people who understand the asset, not a generic credit template.
Yes. Merchant West offers horse finance for sport horses, competition horses, and breeding stock. The facility is structured around the animal's value and your financial profile.
Yes. We offer dedicated horsebox finance for self-propelled units, including imported vehicles. Finance is available on new and used horseboxes, subject to age and condition assessments.
Yes. Horse trailer finance is available as a standalone facility. Whether you are purchasing a single-horse trailer or a larger multi-horse configuration, we can structure a facility to match.
A facility can cover the horse, transport (horsebox or trailer), tack and saddlery. We structure packages around what you genuinely need, not a predetermined product menu.
We work with clients across the whole of South Africa.