Leisure Finance

LEisure Finance

Enjoy the finer things in life with our innovative leisure finance solutions

As a leading provider of leisure finance in South Africa, we give you access to the things that define a life well-lived. Our tailored leisure finance solutions are designed for those who want to pursue their passions without depleting their capital.

Whether you envision navigating the skies in a light aircraft, sailing the seas on a luxurious yacht, cruising in a classic car, or indulging in equestrian pursuits, our leisure asset finance solutions ensure you can pursue your passions while keeping your capital where it belongs.

LEisure Finance

Enjoy the finer things in life with our innovative leisure finance solutions

As a leading provider of leisure finance in South Africa, we give you access to the things that define a life well-lived. Our tailored leisure finance solutions are designed for those who want to pursue their passions without depleting their capital.


Whether you envision navigating the skies in a light aircraft, sailing the seas on a luxurious yacht, cruising in a classic car, or indulging in equestrian pursuits, our leisure asset finance solutions ensure you can pursue your passions while keeping your capital where it belongs.

Built for those who go further

Traditional banks don’t always understand how to finance specialist leisure assets. Most banks are set up to finance what depreciates on a predictable curve; the everyday car, the standard loan, or the product that fits a system. Leisure assets rarely fit into that system.

Where others stop, we go further. We help you achieve your lifestyle goals while keeping your capital available for investment and future opportunities.

Your hobbies and aspirations are unique to you, and the financing solution should be too. Our tailored finance solutions are structured around your assets and how you use and enjoy them.

What leisure assets we finance

We offer financing solutions for a diverse array of leisure assets:

Light aircraft and helicopters

For private pilots and business flyers, we structure finance around the aircraft.

Yachts and boats

Set sail with our yacht and boat financing solutions, designed to make luxury maritime adventures accessible.

Vintage or classic cars and motorcycles

We specialise in financing collector and enthusiast vehicles that often fall outside traditional bank lending criteria.

Equestrian pursuits

Horses, horseboxes, horse trailers, tack, and stable infrastructure. We finance the full picture, not just the parts that are easy.

Golf carts and equipment for golf estates

For residents of South Africa’s premier golf estates, we make it straightforward to finance your cart and equipment.

Bicycles and e-bikes

For serious cyclists, we finance premium road bikes, mountain bikes, and e-bikes from approximately R50,000 upward.

Caravans and leisure trailers

New, preowned, or privately sold. We finance caravans where most banks will not.

Frequently Asked Questions

Yes. Specialist leisure assets are exactly what we do. Traditional banks often don't know how to value or structure finance for assets that fall outside standard book-value systems, but we have built our business around getting these deals done.

With 62,000+ clients, over R20 billion in assets financed, and R30 billion in assets under management, we have the experience and the appetite to structure finance for the unusual. Our nationwide coverage and direct access to asset specialists mean your application is assessed by people who understand the asset, not a generic credit template.

Merchant West offers financing solutions for a wide range of leisure assets, including light aircrafts, helicopters, yachts, boats, classic cars, motorcycles, equestrian equipment, golf carts, and golf estate equipment. Whether you're interested in exploring the skies, cruising the seas, or enhancing your sporting pursuits, we tailor a finance package to suit your specific needs. 

  • Minimum 3-month bank statements
  • Minimum 3-month pay slips
  • Proof of address
  • Copy of ID
  • FICA documentation & POPIA Consent

Merchant West offers financing solutions for a wide range of leisure assets, including light aircrafts, helicopters, yachts, boats, classic cars, motorcycles, equestrian equipment, golf carts, and golf estate equipment. Whether you're interested in exploring the skies, cruising the seas, or enhancing your sporting pursuits, we tailor a finance package to suit your specific needs.

Standard vehicle finance is built around everyday motor vehicles. Leisure finance operates in an entirely different space. The assets involved carry distinct characteristics; specialist valuations, seasonal usage patterns, international registration considerations, and often significant appreciation potential. Our leisure finance solutions are structured to reflect all of this.

We assess your application based on factors such as your credit history, income, and the specific leisure asset you wish to finance. Our goal is to ensure that the financing solution we offer is tailored to your financial situation and aspirations. Simply contact us for a consultation, and our knowledgeable team will guide you through the application process, making it easy to get started on acquiring your dream leisure asset.

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Leisure Finance

Go Beyond traditional finance.

Get in touch to explore solutions to finance your leisure asset.

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