PAIA Manual
Information PAIA manual of the merchant west group of companies.
Prepared in accordance with section 51 of the promotion of access to information act 2 of 2000
- Individuals
- Solutions for Individuals
- Asset Finance
- Overview
Overview
Merchant West is one of the largest privately owned providers of asset finance, fleet finance
and working capital funding to corporates, SME’s and individuals in South Africa. - Aircraft Finance
- Leisure Finance
Leisure
We help you enjoy your lifestyle by structuring a financial solution that allows you to get immediate use of recreational assets like:
- Light Aircraft and Helicopters
- Yachts and Boats
- Golf Carts and Equipment for Golf Estates and Golf Estates
- Classic Cars and Motorcycles
- Equestrian Tack
- Solar Power Financing
Renewable Energy
We finance commercial renewable energy solutions, giving your business energy-security when you need it most.
- Overview
- Investments
- Overview
Overview
Merchant West Investmentsis an award-winning multi-strategy asset management business.
The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds. - Discretionary Portfolio Management
Discretionary Portfolio Management
Merchant West Investments is an award-winning multi-strategy asset management business.
The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds. - Tax-free Investments
- Unit Trust Investments
Unit Trust Investments
We offer a range of domestic and global unit trust funds covering equities, property, cash, bonds, and balanced fund solutions.
- Overview
- Private Wealth
- Overview
Unit Trust Investments
Range of domestic and global unit trust funds covering equities, property, cash, bonds and balanced fund solutions.
- Estate Planning
Estate Planning
Sterling Private Wealth offers assistance in drafting and protecting your wills, managing estates, and administering deceased estates to ensure that your wishes are respected, and your assets are managed appropriately.
We partner with the best teams in the country in this regard and manage the process seamlessly for optimal outcomes. - Investment Planning
Investment Planning
Sterling Private Wealth offers you investment advice that is tailored to your unique circumstances, financial needs, objectives, and risk appetite. We offer bespoke solutions most appropriate for each circumstance. Detailed strategies are employed for each client.
- Offshore Financial Services
Offshore Financial Services
At Sterling Private Wealth, we believe that offshore diversification is crucial in building lasting wealth and we offer you professional advice on a range of investment funds and structures to meet your specific needs.
These include making use of annual investment allowances for physical offshore exposure as well as asset swap portfolio construction. - Retirement Planning
Retirement Planning
Sterling Private Wealth offers personalised retirement planning solutions to assist you in achieving your financial objectives.
Our solutions allow you to enjoy a comfortable retirement and secure your financial future.
Retirement planning includes the use of tax efficient vehicles, saving with both discretionary and compulsory (formal recognised retirement funds) assets, as well as carefully laid out and monitored Cash flow planning. - Risk Planning
Risk Planning
Sterling Private Wealth provides an unbiased insurance advisory service, obtaining quotes from multiple insurance companies to find the most appropriate product for your specific needs.
- Tax Planning
Tax Planning
Sterling Private Wealth offers tax guidance (in conjunction with third-party providers) on your financial position and how investment planning can optimize your tax structuring. This includes pre-and post-retirement planning, the use of local and international trust structures, and life wrappers, both local and global.
Tax efficient cash-like vehicles and other personal tax advice is readily available.
- Overview
- Treasury Solutions
- Overview
Overview
Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.
- International Money Transfers
International Money Transfers
At Merchant West Treasury Solutions we specialise in facilitating secure and transparent transactions, ensuring your funds are transferred with utmost reliability and at competitive rates.
- Cash Management
Cash Management
Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.
- Exchange Control Advice
Exchange Control Advice
Get expert exchange control advice and free tax clearance certificates for transfers above 1 million Rand with us.
Let us simplify your transactions today. - Foreign Currency Accounts
Foreign Currency Accounts
Open an interest-bearing foreign currency account from the comfort of your own home with no monthly charges. Available in most major currencies.
- Non Rand Transfers
Non Rand Transfers
Experience fast and secure non-Rand international transfers with our cutting-edge platform.
Join now to enjoy seamless transactions.
- Overview
- Businesses
- Solutions for Businesses
- Asset Finance
- Overview
Overview
Whether you are a business or an individual we make it possible to help you get the assets and equipment you want.
- Agricultural Finance
Agriculture
We make it possible to help you acquire the agriculture assets your farming operation needs.
We finance a wide range of agriculture assets such as:- Tractors, harvesters, planters, trailers and crop sprayers
- Silos, irrigation, solar, netting, tunnels, security, greenhouses, cold rooms and pack houses
- Packing equipment, scanners, conveyors, scales, cold storage, bins, generators, boilers and tanks
- Trucks, trailers, vehicles, gators, aircraft and forklifts
- IT hardware and software for precision
- Aircraft Finance
Aviation
We help you enjoy your flying more, by structuring a financial solution that allows you to get into the sky, without breaking the bank. In the South African aviation industry, we finance:
- New and used fixed-wing and rotor aircraft
- Avionics upgrades
- Engine overhauls and aircraft rebuilds
- Construction Finance
Construction and Plant Hire
Our dedicated construction and manufacturing finance team can structure a financial solution for assets like:
- Earthmoving Equipment
- Worksite Security Systems
- Plant and Machinery.
- Leisure Finance
Leisure
We help you enjoy your lifestyle by structuring a financial solution that allows you to get immediate use of recreational assets like:
- Light Aircraft and Helicopters
- Yachts and Boats
- Golf Carts and Equipment for Golf and Estate Living
- Classic Cars and Motorcycles
- Equestrian Tack
- Technology Finance
IT and Technology
We help you get the IT solutions your business requires for ongoing business operations and to remain competitive, by structuring a financial solution for:
- High-cost hardware assets
- Storage and software assets
- Office Automation equipment
- Transport and Logistics Finance
Logistics and Transport
We make it possible for you to get the assets you want for your logistics and transport, by structuring a financial solution for:
- Heavy Commercial Vehicles
- Light Commercial Vehicles and Delivery Vans
- Tankers, Trailers and Forklift Equipment
- Warehousing and Storage Facilities
- Manufacturing Equipment Finance
- Medical Equipment Finance
Medical
We help you get the equipment you want for your practice, by structuring financial solutions for devices like:
- X-Ray and Imaging Equipment
- MRI and Diagnostic Solutions
- Respiratory and Patient Monitoring Devices
- Mining Equipment Asset Finance
Mining and industry
We make it possible to help you get the assets and equipment you want for your business.
Our dedicated Mining and Industry finance team can structure a financial solution for assets like:- Drill Rigs, Crushers and Earthmoving Equipment
- Furnaces and Heating Systems
- Automation Systems
- Office Equipment Finance and Rentals
- Solar Power Financing
Renewable Energy
We finance commercial renewable energy solutions, giving your business energy security when you need it most.
- Security Equipment Finance
Safety and Security
We make it possible for you to get the solutions you want to protect your assets, by structuring a financial solution for:
- Surveillance Systems, and CCTV
- X-Ray Baggage Scanners
- Detection and Access Control Systems
- Overview
- Fleet Finance
- Overview
Overview
Our streamlined fleet management solution. We keep your business mobile without you tying up your cash in vehicles.
Our Full Maintenance Lease optimises fleet management, minimises unexpected maintenance expenses, and provides a predictable monthly cost that you can budget for with ease. Comprehensive reporting at vehicle and fleet level is standard and is provided as per your specification and timing needs. - Dynamic Lease
Overview
Our “Lease to Own” solution provides ownership and flexible usage.
You may choose to purchase the vehicle at the end of the lease at the specified purchase option price, but there is no obligation to do so. We can modify the contract at any time to adjust the end of contract purchase option price, usage parameters, or include/exclude optional services.
Comprehensive reporting at vehicle and fleet level is standard and is provided as per your specification and timing needs - Full Maintenance Lease
Full Maintenance Lease
Our streamlined fleet management solution. We keep your business mobile without you tying up your cash in vehicles.
Our Full Maintenance Lease optimises fleet management, minimises unexpected maintenance expenses, and provides a predictable monthly cost that you can budget for with ease.
Comprehensive reporting at vehicle and fleet level is standard and is provided as per your specification and timing needs. - Operating Lease
Operating Lease
Our Operating Lease is an efficient usage-based contract, whereby you can choose to either control your maintenance and tyre costs or outsource this function to us which will include a maintenance authorization desk, invoice scrutiny, and a consolidated monthly maintenance invoice.
Comprehensive reporting at vehicle and fleet level is standard and is provided as per your specification and timing needs.
- Strategic Fleet Solution
Strategic Fleet Solution
Our Strategic Fleet Solution provides you with an expert “Back Office” to support your business which serves niche markets and supplies specific vehicles to clients.
We offer access to funding, a fleet operating system to manage lease contracts from procurement to termination and streamlined administrative processes to support efficient operations.
Comprehensive reporting at vehicle and fleet level is standard and is standard and is provided to your specification and timing needs.
- Overview
- Investments
- Overview
Overview
Merchant West Investments is an award-winning multi-strategy asset management business.
The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds. - Cash and Cash Plus Solutions
Cash and Cash Plus Solutions
Money market and cash plus solutions as an alternative to traditional bank deposits.
- Retirement Fund Investments
Retirement Fund Investments
A range of funds and strategies suitable for company retirement funds.
- Executive Compensation Plan
Executive Compensation Plan
Suitable for executive and senior management compensation enhancement.
- Overview
- Property Finance
- Overview
Overview
Merchant West Investments is an award-winning multi-strategy asset management business.
The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds. - Property Finance
Commercial Property
Commercial Property Finance for business customers looking to purchase owner occupied properties.
- Overview
- Treasury Solutions
- Overview
Overview
Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.
- Cash Management
Cash Management
Maximise your business’s excess liquidity with our hassle-free service that offers consistently competitive interest rates. Let us help you earn more today.
- CFC Accounts
CFC Accounts
Simplify your foreign currency inflows and outflows with our CFC account service. Avoid the hassle of converting to ZAR and increase convenience for your international business.
- Currency Risk Management
Currency Risk Management
Mitigate the risk of currency volatility in your business with our expert currency risk management services. Let us help you implement or execute an effective policy to protect your bottom line.
- Exchange Control Advice
Exchange Control Advice
Navigating exchange control regulations can be time-consuming and stressful. Let us provide you with our expertise to simplify and navigate the process of exchange control and save your business valuable time.
- Foreign Exchange
Foreign Exchange
Navigating exchange control regulations can be time-consuming and stressful. Let us provide you with our expertise to simplify and navigate the process of exchange control and save your business valuable time.
- Overview
- Working Capital Solutions
- Overview
Overview
Merchant West Working Capital Solutions can assist in providing your business with a sustainable working capital finance offering. Our facilities are flexible, and our team is dynamic to offer you with the best possible advice and service.
- Escrow Accounts
Escrow Accounts
Merchant West provides an Escrow agency service to support commercial transactions where the commercial parties are unknown to each other and/or have recently commenced a commercial relationship. As an Escrow agent, Merchant West will hold funds on behalf of the parties under a signed Escrow agreement concluded between the parties.
- Invoice Discounting
Full Book Discounting
Merchant West purchases qualifying invoices on your whole debtor’s book and provides you with an advance of up to eighty percent on the value of all invoices purchased. The facility remains Confidential (debtors are not notified of the facility). You continue to service, manage, and collect funds due directly from each debtor and remit these to Merchant West on collection.
- Purchase Order Finance
Purchase Order Finance
We finance your imported or local stock purchases against a Purchase Order and discount your debtor invoice with recourse on a disclosed basis.
- Bridge Loans
Bridge Loans
Merchant West provides short and medium-term funding structures for commercial activities including strategic asset purchases and business expansion, based on deal specific qualifying criteria. This solution is suitable for clients involved in strategic business initiatives who require funding partner support.
- Stock Finance
Stock Finance
Merchant West provides Trade Finance for the import of machinery and other assets from global markets. Suitable for businesses that need to import machinery to meet Capex requirements.
- Trade Finance
- Overview
- Corporates
- Solutions for Corporates
- Asset Finance
- Overview
- Agricultural Finance
Agriculture
We make it possible to help you acquire the agriculture assets your farming operation needs.
We finance a wide range of agriculture assets such as:- Tractors, harvesters, planters, trailers and crop sprayers
- Silos, irrigation, solar, netting, tunnels, security, greenhouses, cold rooms and pack houses
- Packing equipment, scanners, conveyors, scales, cold storage, bins, generators, boilers and tanks
- Trucks, trailers, vehicles, gators, aircraft and forklifts
- IT hardware and software for precision farming, weather stations and drones.
- Aircraft Finance
Aviation
We help you enjoy your flying more, by structuring a financial solution that allows you to get into the sky, without breaking the bank.
In the South African aviation industry, we finance:- New and used fixed-wing and rotor aircraft
- Avionics upgrades
- Engine overhauls and aircraft rebuilds.
- Construction Finance
Construction and Plant Hire
Our dedicated construction and manufacturing finance team can structure a financial solution for assets like:
- Earthmoving Equipment
- Worksite Security Systems
- Plant and Machinery
- Technology Finance
IT and Technology
We help you get the IT solutions your business requires for ongoing business operations and to remain competitive, by structuring a financial solution for:
- High-cost hardware assets
- Storage and software assets
- Office automation equipment
- Transport and Logistics Finance
Logistics and Transport
We make it possible for you to get the assets you want for your logistics and transport, by structuring a financial solution for:
- Heavy Commercial Vehicles
- Light Commercial Vehicles and Delivery Vans
- Tankers, Trailers and Forklift Equipment Warehousing and Storage Facilities
- Mining Equipment Asset Finance
Mining and Industry
We make it possible to help you get the assets and equipment you want for your business.
Our dedicated Mining and Industry finance team can structure a financial solution for assets like:- Drill Rigs, Crushers and Earthmoving Equipment
- Furnaces and Heating Systems
- Automation Systems
- Office Equipment Finance and Rentals
- Solar Power Financing
Renewable Energy
We finance commercial renewable energy solutions, giving your business energy security when you need it most.
- Overview
- Investments
- Overview
Overview
Merchant West Investments is an award-winning multi-strategy asset management business.
The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds. - Cash and Cash Plus Solutions
Cash and Cash Plus Solutions
Money market and cash plus solutions as an alternative to traditional bank deposits.
- Executive Compensation Plan
Executive Compensation Plan
Suitable for executive and senior management compensation enhancement.
- Retirement Fund Investors
Retirement Fund Investors
A range of funds and strategies suitable for company retirement funds.
- Overview
- Specialised Finance
- Overview
Overview
Specfin utilises its specialist in-house expertise and the Group’s robust balance sheet in response to consumer demand for “big ticket” solutions, characterised as “Hi Value –Hi Complexity” transactions.
Our deep understanding of credit and a demonstrable track record allows us to credit vet transactions and provide investors with co-investment opportunities, with the comfort that these solutions also meet our risk-return thresholds. Our minimum threshold for debt financing transactions is set at R65m. - Asset-Backed Funding Solutions
Asset-Backed Funding
At Merchant West, we understand the challenges businesses face when seeking financing. That’s why we offer innovative funding solutions that are asset-backed and tailored to your needs.
- Mezzanine Capital
Mezzanine Capital
Merchant West offers financing that is structured to offer flexible solutions tailored to the borrower’s needs. It combines features of both debt and equity. Take a closer look here at its components:
- Private Debt Financing
Private Debt Opportunities
Through our network of clients, we facilitate the creation of investable opportunities and private placements with investment grade counterparties.
- Securitisation Solutions
Securitisation Solutions
Securitisation solutions offer a versatile approach to funding, enabling businesses to unlock the value of their assets, diversify funding sources, and access capital markets efficiently.
- Structured Finance
Structuring
We are positioned to enable transactions thought our structuring expertise and ability to identify opportunities. This includes asset creation for investors.
- Overview
- Treasury Solutions
- Overview
Overview
Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.
- CFC Accounts
CFC Accounts
Simplify your foreign currency inflows and outflows with our CFC account service. Avoid the hassle of converting to ZAR and increase convenience for your international business.
- Cash Management
Cash Management
Maximise your business’s excess liquidity with our hassle-free service that offers consistently competitive interest rates. Let us help you earn more today.
- Currency Risk Management
Currency Risk Management
Mitigate the risk of currency volatility in your business with our expert currency risk management services. Let us help you implement or execute an effective policy to protect your bottom line.
- Exchange Control Advice
Exchange Control Advice
Navigating exchange control regulations can be time-consuming and stressful. Let us provide you with our expertise to simplify and navigate the process of exchange control and save your business valuable time.
- Foreign Exchange
Foreign Exchange
Navigating exchange control regulations can be time-consuming and stressful. Let us provide you with our expertise to simplify and navigate the process of exchange control and save your business valuable time.
- Overview
- Working Capital Solutions
- Overview
Overview
Merchant West Working Capital Solutions can assist in providing your business with a sustainable working capital finance offering. Our facilities are flexible, and our team is dynamic to offer you with the best possible advice and service.
- Escrow Accounts
Escrow Accounts
Merchant West provides an Escrow agency service to support commercial transactions where the commercial parties are unknown to each other and/or have recently commenced a commercial relationship. As an Escrow agent, Merchant West will hold funds on behalf of the parties under a signed Escrow agreement concluded between the parties.
- Invoice Discounting
Full Book Discounting
Merchant West purchases qualifying invoices on your whole debtor’s book and provides you with an advance of up to eighty percent on the value of all invoices purchased. The facility remains Confidential (debtors are not notified of the facility). You continue to service, manage, and collect funds due directly from each debtor and remit these to Merchant West on collection.
- Purchase Order Finance
Purchase Order Finance
We finance your imported or local stock purchases against a Purchase Order and discount your debtor invoice with recourse on a disclosed basis.
- Bridge Loans
Bridge Loans
Merchant West provides short and medium-term funding structures for commercial activities including strategic asset purchases and business expansion, based on deal specific qualifying criteria. This solution is suitable for clients involved in strategic business initiatives who require funding partner support.
- Stock Finance
Stock Finance
Merchant West provides Trade Finance for the import of machinery and other assets from global markets. Suitable for businesses that need to import machinery to meet Capex requirements.
- Trade Finance
Unlock the full potential of your business with Merchant West’s trade finance solutions. We are committed to helping you thrive in the global market by providing seamless importation processes, flexible financing options, and expert support every step of the way.
Unlock the full potential of your business with Merchant West’s trade finance solutions. We are committed to helping you thrive in the global market by providing seamless importation processes, flexible financing options, and expert support every step of the way.
- Overview
- Institutions
- Solutions for Institutions
- Investor Relations
- Overview
Overview
The Merchant West Group consists of diversified financial service businesses that offer a range of lending, transactional, wealth management and asset management solutions in South Africa, Namibia, Botswana and the United States of America
- MW Asset Rentals
MW Asset Rentals
MW Asset Rentals (RF) Limited (“MWAR”) is a ring-fenced equipment rentals securitisation vehicle, originated and serviced by Merchant West Proprietary Limited.
- MW Working Capital Solutions
MW Working Capital Solutions
MW Working Capital Solutions (RF) Limited (“MWWCS”) is a ring-fenced asset-backed securitisation vehicle, originated and serviced by Merchant West Working Capital Solutions Proprietary Limited.
- Overview
- Investments
- Institutional Unit Trust Investments
Institutional Unit Trust Investments
A range of institutional domestic and global unit trust
funds covering equities, property, cash, bonds and
balanced fund solutions. - Segregated Mandates
Segregated Mandates
All our investment strategies are available in
segregated mandates for qualifying investors.
- Institutional Unit Trust Investments
- Specialised Finance
- Overview
Overview
Specfin utilises its specialist in-house expertise and the Group’s robust balance sheet in response to consumer demand for “big ticket” solutions, characterised as “Hi Value –Hi Complexity” transactions.
Our deep understanding of credit and a demonstrable track record allows us to credit vet transactions and provide investors with co-investment opportunities, with the comfort that these solutions also meet our risk-return thresholds. Our minimum threshold for debt financing transactions is set at R65m. - Asset-Backed Funding Solutions
Asset-Backed Funding
At Merchant West, we understand the challenges businesses face when seeking financing. That’s why we offer innovative funding solutions that are asset-backed and tailored to your needs.
- Mezzanine Capital
Mezzanine Capital
Merchant West offers financing that is structured to offer flexible solutions tailored to the borrower’s needs. It combines features of both debt and equity. Take a closer look here at its components:
- Private Debt Financing
Private Debt Opportunities
Through our network of clients, we facilitate the creation of investable opportunities and private placements with investment grade counterparties.
- Securitisation Solutions
Securitisation Solutions
Securitisation solutions offer a versatile approach to funding, enabling businesses to unlock the value of their assets, diversify funding sources, and access capital markets efficiently.
- Structured Finance
Structuring
We are positioned to enable transactions thought our structuring expertise and ability to identify opportunities. This includes asset creation for investors.
- Overview
- Treasury Solutions
- Overview
Overview
Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.
- Product Development
Product Development
Merchant West Treasury Solutions has established a strategic presence in offshore investments through strong partnerships with leading investment houses. Our role includes navigating exchange control regulations, refining processes, providing competitive exchange rates with transparent fees, and ensuring investment products are straightforward, especially regarding currency transfers.
- Portfolio Switches
Portfolio Switches
Merchant West Treasury Solutions excels in managing complex financial transactions at both institutional and individual levels. Our role in portfolio switches is to simplify the process by providing expert currency management and seamless fund movement services.
- Overview
- Intermediaries
- Solutions for Intermediaries
- Asset Finance
- Suppliers
Suppliers
Become a part of Merchant West and leverage our extensive experience in the asset finance industry.
- Suppliers
- Fleet Finance
- Strategic Fleet Solution
Strategic Fleet Solution
Our Strategic Fleet Solution provides you with an expert “Back Office” to support your business which serves niche markets and supplies specific vehicles to clients.
We offer access to funding, a fleet operating system to manage lease contracts from procurement to termination and streamlined administrative processes to support efficient operations.
Comprehensive reporting at vehicle and fleet level is standard and is provided to your specification and timing needs.
- Strategic Fleet Solution
- Investments
- Treasury Solutions
- Overview
Overview
Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.
- Collaborative Partnerships
Collaborative Partnerships
In today’s fast-paced business world, collaboration is essential for growth and delivering value. At Merchant West Treasury Solutions, we understand the needs of professional firms—whether you’re an accountant, attorney, real estate professional, or financial advisor. Partnering with us allows you to enhance your services, offer more value to your clients, and strengthen your role as a trusted advisor.
- Overview
- About Us
- Our Story
- Merchant West Holdings
- Leadership
- Timeline
- Careers
- Media
- Solutions
- Asset Finance
Asset Finance
We pride ourselves on our reputation as a fast, efficient, and committed financier in our elected industries and offer tailor‐made asset financing for the equipment that is unique to your particular area of business.:
- Working Capital Solutions
Working Capital Solutions
Merchant West Working Capital Solutions can assist in providing your business with a sustainable working capital finance offering. Our facilities are flexible, and our team is dynamic to offer you with the best possible advice and service.
- Fleet Finance
Fleet Finance
Our streamlined fleet management solution. We keep your business mobile without you tying up your cash in vehicles.
Our Full Maintenance Lease optimises fleet management, minimises unexpected maintenance expenses, and provides a predictable monthly cost that you can budget for with ease. Comprehensive reporting at vehicle and fleet level is standard and is provided as per your specification and timing needs. - Investments
Investments
Merchant West Investmentsis an award-winning multi-strategy asset management business.
The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds. - Treasury Solutions
Treasury
Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.
- Private Wealth
Private Wealth
Range of domestic and global unit trust funds covering equities, property, cash, bonds and balanced fund solutions.
- Commercial Property Finance
Property Finance
Merchant West offers commercial property finance to clients for:
- Owners -who own and occupy the premises to be financed; or
- Tenants -who rent premises, but wish to purchase the property.
- Specialised Finance
Specialised Finance
Specfin utilises its specialist in-house expertise and the Group’s robust balance sheet in response to consumer demand for “big ticket” solutions, characterised as ‘Hi Value –Hi Complexity’ transactions.
Our deep understanding of credit and a demonstrable track record allows us to credit vet transactions and provide investors with co-investment opportunities, with the comfort that these solutions also meet our risk-return thresholds. Our minimum threshold for debt financing transactions is set at R65m.
- Asset Finance
