Corporate Cash Manager Account South Africa — Merchant West
Smarter Cash Management for Individuals and Businesses
The Corporate Cash Manager (CCM) is an interest-bearing account designed to help both individuals and corporates manage surplus funds with confidence.
Whether you’re setting aside cash for a short-term goal or a business managing liquidity, the CCM provides secure administration, flexible access, and transparent fees — all within South Africa’s regulatory framework.
Smarter Cash Management for Individuals and Businesses
The Corporate Cash Manager (CCM) is an interest-bearing account designed to help both individuals and corporates manage surplus funds with confidence.
Whether you’re setting aside cash for a short-term goal or a business managing liquidity, the CCM provides secure administration, flexible access, and transparent fees — all within South Africa’s regulatory framework.
How the Corporate Cash Manager Works
1.
Deposit your funds securely into your CCM account.
2.
Earn competitive interest on balances while you decide on your next step.
3.
Withdraw or transfer money when you need it.
4.
Stay within the rules — accounts are administered in line with South African financial regulations.
Key Benefits of a Corporate Cash Manager Account
Liquidity with Flexibility
Access funds easily whenever needed, without long lock-in periods.
Transparent & Secure
Clear reporting and straightforward fees — no surprises.
Earn Interest on Idle Cash
Generate returns on surplus funds that would otherwise sit in a non-interest account.
Available to Individuals and Businesses
Despite its name, the CCM is well-suited to private individuals as well as corporates.
Who Should Consider a Corporate Cash Manager?
- Individuals → saving toward a property, education costs, or simply seeking better returns on surplus cash.
- High-net-worth individuals → a flexible alternative to traditional savings.
- Businesses & corporates → holding operational reserves or improving short-term liquidity.
Why Choose Merchant West?
Since 2003, Merchant West Treasury Solutions has helped South Africans manage money securely and efficiently. As an authorised financial services provider, we combine compliance, transparency, and personalised expertise to give you peace of mind.
Frequently Asked Questions — Corporate Cash Manager
An interest-bearing account that lets individuals and businesses hold surplus funds securely while earning returns and keeping funds liquid.
Yes. The CCM is available to both individuals and corporates.
The CCM is a Rand-based account for cash management and interest, while a foreign currency account holds funds offshore in USD, EUR, GBP, or other currencies.
Funds can be withdrawn or transferred on request, making it suitable for short-term planning.
Yes. All accounts are structured within South African exchange control and financial regulations.
Choosing Between a Corporate Cash Manager, a Foreign Currency Account, and a Mauritius CCM
Merchant West offers different solutions depending on how and where you want to hold your funds:
Corporate Cash Manager (CCM – South Africa):
Best suited if you want to hold surplus Rand balances locally while still earning competitive interest. It’s ideal for short-term savings or liquidity, where you need flexible access.
Foreign Currency Account (South Africa):
Designed for individuals who need to hold funds in major currencies (USD, EUR, GBP, etc.) within South Africa. It’s useful if you’re planning international payments, want to manage FX risk, or prefer to diversify away from ZAR while keeping funds accessible.
Mauritius Corporate Cash Manager (Offshore):
This option allows you to move funds fully offshore into Mauritius, outside South Africa’s exchange control framework. It’s most suitable if you want an offshore base for savings, interest-earning call accounts or term deposits, and greater flexibility for global planning and investments.
Secure, Compliant & Competitive Treasury Solutions
Ready to Optimise Your Cash Management?
Whether you’re an individual managing surplus funds or a business seeking better liquidity solutions, Merchant West can help you make the most of your cash.