- Individuals
- Solutions for Individuals
- Asset Finance
- Overview
Overview
Merchant West is one of the largest privately owned providers of asset finance, fleet finance
and working capital funding to corporates, SME’s and individuals in South Africa. - Aircraft Finance
Aviation
We help you enjoy your flying more, by structuring a financial solution that allows you to get into the sky, without breaking the bank. In the South African aviation industry, we finance:
- New and used fixed-wing and rotor aircraft
- Avionics upgrades
- Engine overhauls and aircraft rebuilds
- Leisure Finance
Leisure
We help you enjoy your lifestyle by structuring a financial solution that allows you to get immediate use of recreational assets like:
- Light Aircraft and Helicopters
- Yachts and Boats
- Golf Carts and Equipment for Golf Estates and Golf Estates
- Classic Cars and Motorcycles
- Equestrian Tack
- Solar Power Financing
Renewable Energy
We finance commercial renewable energy solutions, giving your business energy-security when you need it most.
- Overview
- Investments
- Overview
Overview
Merchant West Investmentsis an award-winning multi-strategy asset management business.
The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds. - Discretionary Portfolio Management
Discretionary Portfolio Management
Merchant West Investments is an award-winning multi-strategy asset management business.
The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds. - Tax-free Investments
- Unit Trust Investments
Unit Trust Investments
We offer a range of domestic and global unit trust funds covering equities, property, cash, bonds, and balanced fund solutions.
- Overview
- Private Wealth
- Overview
Private Wealth
Sterling Private Wealth offers personalised wealth management solutions, expertly crafted to secure your financial future. Our dedicated advisors prioritize your unique goals, delivering tailored strategies with integrity and care. Click to discover how we can empower your wealth journey.
- Estate Planning
Estate Planning
Estate planning is vital for preserving your wealth and ensuring it’s passed on according to your wishes. By structuring your estate plan effectively, you can minimise taxes, avoid legal disputes, and protect your legacy. Discover how strategic estate planning can safeguard your assets for future generations.
- Investment Planning
Investment Planning
Effective investment planning is crucial for long-term financial success. By focusing on value rather than short-term trends, you can build a strategy that aligns with your financial goals. Explore how thoughtful investment planning can help you achieve sustained wealth, stability, and security for the future.
- Offshore Financial Services
Offshore Financial Services
Offshore financial services offer strategic solutions for protecting, growing, and diversifying your wealth. By accessing global markets and favourable tax environments, these services provide unique opportunities for high-net-worth individuals to enhance their financial portfolios. Explore how offshore options can play a key role in securing your financial future.
- Retirement Planning
Retirement Planning
Retirement planning is essential for securing a stable financial future, ensuring you can enjoy your retirement years with peace of mind. With careful, strategic planning, you can preserve wealth, reduce tax burdens, and safeguard your legacy. Discover how a tailored retirement strategy can protect your financial independence and support your long-term goals.
- Risk Planning
Risk Planning
Effective risk planning is crucial for preserving and protecting your wealth. At Sterling Private Wealth, we offer bespoke strategies tailored to your unique financial situation. Our expert advisors work closely with you to identify potential risks and implement solutions that ensure your wealth remains secure, no matter what the future holds.
- Tax Planning
Tax Planning
At Sterling Private Wealth, we offer bespoke tax planning services tailored to your unique financial needs. In conjunction with trusted third-party providers, we deliver expert strategies to optimise your wealth management and ensure tax efficiency. Our personalised approach ensures that every solution aligns with your long-term financial goals.
- Overview
- Treasury Solutions
- Overview
Overview
Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.
- International Money Transfers
International Money Transfers
At Merchant West Treasury Solutions we specialise in facilitating secure and transparent transactions, ensuring your funds are transferred with utmost reliability and at competitive rates.
- Cash Management
Cash Management
Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.
- Exchange Control Advice
Exchange Control Advice
Get expert exchange control advice and free tax clearance certificates for transfers above 1 million Rand with us.
Let us simplify your transactions today. - Foreign Currency Accounts
Foreign Currency Accounts
Open an interest-bearing foreign currency account from the comfort of your own home with no monthly charges. Available in most major currencies.
- Non Rand Transfers
Non Rand Transfers
Experience fast and secure non-Rand international transfers with our cutting-edge platform.
Join now to enjoy seamless transactions.
- Overview
- Businesses
- Solutions for Businesses
- Asset Finance
- Overview
Overview
Whether you are a business or an individual we make it possible to help you get the assets and equipment you want.
- Agricultural Finance
Agriculture
We make it possible to help you acquire the agriculture assets your farming operation needs.
We finance a wide range of agriculture assets such as:- Tractors, harvesters, planters, trailers and crop sprayers
- Silos, irrigation, solar, netting, tunnels, security, greenhouses, cold rooms and pack houses
- Packing equipment, scanners, conveyors, scales, cold storage, bins, generators, boilers and tanks
- Trucks, trailers, vehicles, gators, aircraft and forklifts
- IT hardware and software for precision
- Aircraft Finance
Aviation
We help you enjoy your flying more, by structuring a financial solution that allows you to get into the sky, without breaking the bank. In the South African aviation industry, we finance:
- New and used fixed-wing and rotor aircraft
- Avionics upgrades
- Engine overhauls and aircraft rebuilds
- Construction Finance
Construction and Plant Hire
Our dedicated construction and manufacturing finance team can structure a financial solution for assets like:
- Earthmoving Equipment
- Worksite Security Systems
- Plant and Machinery.
- Leisure Finance
Leisure
We help you enjoy your lifestyle by structuring a financial solution that allows you to get immediate use of recreational assets like:
- Light Aircraft and Helicopters
- Yachts and Boats
- Golf Carts and Equipment for Golf and Estate Living
- Classic Cars and Motorcycles
- Equestrian Tack
- Technology Finance
IT and Technology
We help you get the IT solutions your business requires for ongoing business operations and to remain competitive, by structuring a financial solution for:
- High-cost hardware assets
- Storage and software assets
- Office Automation equipment
- Transport and Logistics Finance
Logistics and Transport
We make it possible for you to get the assets you want for your logistics and transport, by structuring a financial solution for:
- Heavy Commercial Vehicles
- Light Commercial Vehicles and Delivery Vans
- Tankers, Trailers and Forklift Equipment
- Warehousing and Storage Facilities
- Manufacturing Equipment Finance
- Medical Equipment Finance
Medical
We help you get the equipment you want for your practice, by structuring financial solutions for devices like:
- X-Ray and Imaging Equipment
- MRI and Diagnostic Solutions
- Respiratory and Patient Monitoring Devices
- Mining Equipment Asset Finance
Mining and industry
We make it possible to help you get the assets and equipment you want for your business.
Our dedicated Mining and Industry finance team can structure a financial solution for assets like:- Drill Rigs, Crushers and Earthmoving Equipment
- Furnaces and Heating Systems
- Automation Systems
- Office Equipment Finance and Rentals
- Solar Power Financing
Renewable Energy
We finance commercial renewable energy solutions, giving your business energy security when you need it most.
- Security Equipment Finance
Safety and Security
We make it possible for you to get the solutions you want to protect your assets, by structuring a financial solution for:
- Surveillance Systems, and CCTV
- X-Ray Baggage Scanners
- Detection and Access Control Systems
- Overview
- Fleet Solutions
- Overview
Overview
Our streamlined fleet management solution. We keep your business mobile without you tying up your cash in vehicles.
Our Full Maintenance Lease optimises fleet management, minimises unexpected maintenance expenses, and provides a predictable monthly cost that you can budget for with ease. Comprehensive reporting at vehicle and fleet level is standard and is provided as per your specification and timing needs. - Dynamic Lease
Dynamic Lease
Our “Lease to Own” solution provides ownership and flexible usage.
You may choose to purchase the vehicle at the end of the lease at the specified purchase option price, but there is no obligation to do so. We can modify the contract at any time to adjust the end of contract purchase option price, usage parameters, or include/exclude optional services.
Comprehensive reporting at vehicle and fleet level is standard and is provided as per your specification and timing needs - Full Maintenance Lease
Full Maintenance Lease
Our streamlined fleet management solution. We keep your business mobile without you tying up your cash in vehicles.
Our Full Maintenance Lease optimises fleet management, minimises unexpected maintenance expenses, and provides a predictable monthly cost that you can budget for with ease.
Comprehensive reporting at vehicle and fleet level is standard and is provided as per your specification and timing needs. - Operating Lease
Operating Lease
Our Operating Lease is an efficient usage-based contract, whereby you can choose to either control your maintenance and tyre costs or outsource this function to us which will include a maintenance authorization desk, invoice scrutiny, and a consolidated monthly maintenance invoice.
Comprehensive reporting at vehicle and fleet level is standard and is provided as per your specification and timing needs.
- Fleet Services
Strategic Fleet Solution
Our Strategic Fleet Solution provides you with an expert “Back Office” to support your business which serves niche markets and supplies specific vehicles to clients.
We offer access to funding, a fleet operating system to manage lease contracts from procurement to termination and streamlined administrative processes to support efficient operations.
Comprehensive reporting at vehicle and fleet level is standard and is standard and is provided to your specification and timing needs.
- Overview
- Investments
- Overview
Overview
Merchant West Investments is an award-winning multi-strategy asset management business.
The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds. - Cash and Cash Plus Solutions
Cash and Cash Plus Solutions
Money market and cash plus solutions as an alternative to traditional bank deposits.
- Retirement Fund Investments
Retirement Fund Investments
A range of funds and strategies suitable for company retirement funds.
- Executive Compensation Plan
Executive Compensation Plan
Suitable for executive and senior management compensation enhancement.
- Overview
- Property Finance
- Overview
Overview
Merchant West Investments is an award-winning multi-strategy asset management business.
The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds. - Property Finance
Commercial Property
Commercial Property Finance for business customers looking to purchase owner occupied properties.
- Overview
- Treasury Solutions
- Overview
Overview
Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.
- Cash Management
Cash Management
Maximise your business’s excess liquidity with our hassle-free service that offers consistently competitive interest rates. Let us help you earn more today.
- CFC Accounts
CFC Accounts
Simplify your foreign currency inflows and outflows with our CFC account service. Avoid the hassle of converting to ZAR and increase convenience for your international business.
- Currency Risk Management
Currency Risk Management
Mitigate the risk of currency volatility in your business with our expert currency risk management services. Let us help you implement or execute an effective policy to protect your bottom line.
- Exchange Control Advice
Exchange Control Advice
Navigating exchange control regulations can be time-consuming and stressful. Let us provide you with our expertise to simplify and navigate the process of exchange control and save your business valuable time.
- Foreign Exchange
Foreign Exchange
Navigating exchange control regulations can be time-consuming and stressful. Let us provide you with our expertise to simplify and navigate the process of exchange control and save your business valuable time.
- Overview
- Working Capital Solutions
- Overview
Overview
Merchant West Working Capital Solutions can assist in providing your business with a sustainable working capital finance offering. Our facilities are flexible, and our team is dynamic to offer you with the best possible advice and service.
- Escrow Accounts
Escrow Accounts
Merchant West provides an Escrow agency service to support commercial transactions where the commercial parties are unknown to each other and/or have recently commenced a commercial relationship. As an Escrow agent, Merchant West will hold funds on behalf of the parties under a signed Escrow agreement concluded between the parties.
- Invoice Discounting
Full Book Discounting
Merchant West purchases qualifying invoices on your whole debtor’s book and provides you with an advance of up to eighty percent on the value of all invoices purchased. The facility remains Confidential (debtors are not notified of the facility). You continue to service, manage, and collect funds due directly from each debtor and remit these to Merchant West on collection.
- Purchase Order Finance
Purchase Order Finance
We finance your imported or local stock purchases against a Purchase Order and discount your debtor invoice with recourse on a disclosed basis.
- Bridge Loans
Bridge Loans
Merchant West provides short and medium-term funding structures for commercial activities including strategic asset purchases and business expansion, based on deal specific qualifying criteria. This solution is suitable for clients involved in strategic business initiatives who require funding partner support.
- Stock Finance
Stock Finance
Merchant West provides Trade Finance for the import of machinery and other assets from global markets. Suitable for businesses that need to import machinery to meet Capex requirements.
- Trade Finance
- Overview
- Corporates
- Solutions for Corporates
- Asset Finance
- Overview
- Agricultural Finance
Agriculture
We make it possible to help you acquire the agriculture assets your farming operation needs.
We finance a wide range of agriculture assets such as:- Tractors, harvesters, planters, trailers and crop sprayers
- Silos, irrigation, solar, netting, tunnels, security, greenhouses, cold rooms and pack houses
- Packing equipment, scanners, conveyors, scales, cold storage, bins, generators, boilers and tanks
- Trucks, trailers, vehicles, gators, aircraft and forklifts
- IT hardware and software for precision farming, weather stations and drones.
- Aircraft Finance
Aviation
We help you enjoy your flying more, by structuring a financial solution that allows you to get into the sky, without breaking the bank.
In the South African aviation industry, we finance:- New and used fixed-wing and rotor aircraft
- Avionics upgrades
- Engine overhauls and aircraft rebuilds.
- Construction Finance
Construction and Plant Hire
Our dedicated construction and manufacturing finance team can structure a financial solution for assets like:
- Earthmoving Equipment
- Worksite Security Systems
- Plant and Machinery
- Technology Finance
IT and Technology
We help you get the IT solutions your business requires for ongoing business operations and to remain competitive, by structuring a financial solution for:
- High-cost hardware assets
- Storage and software assets
- Office automation equipment
- Transport and Logistics Finance
Logistics and Transport
We make it possible for you to get the assets you want for your logistics and transport, by structuring a financial solution for:
- Heavy Commercial Vehicles
- Light Commercial Vehicles and Delivery Vans
- Tankers, Trailers and Forklift Equipment Warehousing and Storage Facilities
- Mining Equipment Asset Finance
Mining and Industry
We make it possible to help you get the assets and equipment you want for your business.
Our dedicated Mining and Industry finance team can structure a financial solution for assets like:- Drill Rigs, Crushers and Earthmoving Equipment
- Furnaces and Heating Systems
- Automation Systems
- Office Equipment Finance and Rentals
- Solar Power Financing
Renewable Energy
We finance commercial renewable energy solutions, giving your business energy security when you need it most.
- Overview
- Investments
- Overview
Overview
Merchant West Investments is an award-winning multi-strategy asset management business.
The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds. - Cash and Cash Plus Solutions
Cash and Cash Plus Solutions
Money market and cash plus solutions as an alternative to traditional bank deposits.
- Executive Compensation Plan
Executive Compensation Plan
Suitable for executive and senior management compensation enhancement.
- Retirement Fund Investors
Retirement Fund Investors
A range of funds and strategies suitable for company retirement funds.
- Overview
- Specialised Finance
- Overview
Overview
Specfin utilises its specialist in-house expertise and the Group’s robust balance sheet in response to consumer demand for “big ticket” solutions, characterised as “Hi Value –Hi Complexity” transactions.
Our deep understanding of credit and a demonstrable track record allows us to credit vet transactions and provide investors with co-investment opportunities, with the comfort that these solutions also meet our risk-return thresholds. Our minimum threshold for debt financing transactions is set at R65m. - Asset-Backed Funding Solutions
Asset-Backed Funding
At Merchant West, we understand the challenges businesses face when seeking financing. That’s why we offer innovative funding solutions that are asset-backed and tailored to your needs.
- Mezzanine Capital
Mezzanine Capital
Merchant West offers financing that is structured to offer flexible solutions tailored to the borrower’s needs. It combines features of both debt and equity. Take a closer look here at its components:
- Private Debt Financing
Private Debt Opportunities
Through our network of clients, we facilitate the creation of investable opportunities and private placements with investment grade counterparties.
- Securitisation Solutions
Securitisation Solutions
Securitisation solutions offer a versatile approach to funding, enabling businesses to unlock the value of their assets, diversify funding sources, and access capital markets efficiently.
- Structured Finance
Structuring
We are positioned to enable transactions thought our structuring expertise and ability to identify opportunities. This includes asset creation for investors.
- Overview
- Treasury Solutions
- Overview
Overview
Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.
- CFC Accounts
CFC Accounts
Simplify your foreign currency inflows and outflows with our CFC account service. Avoid the hassle of converting to ZAR and increase convenience for your international business.
- Cash Management
Cash Management
Maximise your business’s excess liquidity with our hassle-free service that offers consistently competitive interest rates. Let us help you earn more today.
- Currency Risk Management
Currency Risk Management
Mitigate the risk of currency volatility in your business with our expert currency risk management services. Let us help you implement or execute an effective policy to protect your bottom line.
- Exchange Control Advice
Exchange Control Advice
Navigating exchange control regulations can be time-consuming and stressful. Let us provide you with our expertise to simplify and navigate the process of exchange control and save your business valuable time.
- Foreign Exchange
Foreign Exchange
Navigating exchange control regulations can be time-consuming and stressful. Let us provide you with our expertise to simplify and navigate the process of exchange control and save your business valuable time.
- Overview
- Working Capital Solutions
- Overview
Overview
Merchant West Working Capital Solutions can assist in providing your business with a sustainable working capital finance offering. Our facilities are flexible, and our team is dynamic to offer you with the best possible advice and service.
- Escrow Accounts
Escrow Accounts
Merchant West provides an Escrow agency service to support commercial transactions where the commercial parties are unknown to each other and/or have recently commenced a commercial relationship. As an Escrow agent, Merchant West will hold funds on behalf of the parties under a signed Escrow agreement concluded between the parties.
- Invoice Discounting
Full Book Discounting
Merchant West purchases qualifying invoices on your whole debtor’s book and provides you with an advance of up to eighty percent on the value of all invoices purchased. The facility remains Confidential (debtors are not notified of the facility). You continue to service, manage, and collect funds due directly from each debtor and remit these to Merchant West on collection.
- Purchase Order Finance
Purchase Order Finance
We finance your imported or local stock purchases against a Purchase Order and discount your debtor invoice with recourse on a disclosed basis.
- Bridge Loans
Bridge Loans
Merchant West provides short and medium-term funding structures for commercial activities including strategic asset purchases and business expansion, based on deal specific qualifying criteria. This solution is suitable for clients involved in strategic business initiatives who require funding partner support.
- Stock Finance
Stock Finance
Merchant West provides Trade Finance for the import of machinery and other assets from global markets. Suitable for businesses that need to import machinery to meet Capex requirements.
- Trade Finance
Unlock the full potential of your business with Merchant West’s trade finance solutions. We are committed to helping you thrive in the global market by providing seamless importation processes, flexible financing options, and expert support every step of the way.
Unlock the full potential of your business with Merchant West’s trade finance solutions. We are committed to helping you thrive in the global market by providing seamless importation processes, flexible financing options, and expert support every step of the way.
- Overview
- Institutions
- Solutions for Institutions
- Investor Relations
- Overview
Overview
The Merchant West Group consists of diversified financial service businesses that offer a range of lending, transactional, wealth management and asset management solutions in South Africa, Namibia, Botswana and the United States of America
- MW Asset Rentals
MW Asset Rentals
MW Asset Rentals (RF) Limited (“MWAR”) is a ring-fenced equipment rentals securitisation vehicle, originated and serviced by Merchant West Proprietary Limited.
- MW Working Capital Solutions
MW Working Capital Solutions
MW Working Capital Solutions (RF) Limited (“MWWCS”) is a ring-fenced asset-backed securitisation vehicle, originated and serviced by Merchant West Working Capital Solutions Proprietary Limited.
- Overview
- Investments
- Overview
Overview
Merchant West Investments is an award-winning multi-strategy asset management business.
The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds. - Institutional Unit Trust Investments
Institutional Unit Trust Investments
A range of institutional domestic and global unit trust
funds covering equities, property, cash, bonds and
balanced fund solutions. - Segregated Mandates
Segregated Mandates
All our investment strategies are available in
segregated mandates for qualifying investors.
- Overview
- Specialised Finance
- Overview
Overview
Specfin utilises its specialist in-house expertise and the Group’s robust balance sheet in response to consumer demand for “big ticket” solutions, characterised as “Hi Value –Hi Complexity” transactions.
Our deep understanding of credit and a demonstrable track record allows us to credit vet transactions and provide investors with co-investment opportunities, with the comfort that these solutions also meet our risk-return thresholds. Our minimum threshold for debt financing transactions is set at R65m. - Asset-Backed Funding Solutions
Asset-Backed Funding
At Merchant West, we understand the challenges businesses face when seeking financing. That’s why we offer innovative funding solutions that are asset-backed and tailored to your needs.
- Mezzanine Capital
Mezzanine Capital
Merchant West offers financing that is structured to offer flexible solutions tailored to the borrower’s needs. It combines features of both debt and equity. Take a closer look here at its components:
- Private Debt Financing
Private Debt Opportunities
Through our network of clients, we facilitate the creation of investable opportunities and private placements with investment grade counterparties.
- Securitisation Solutions
Securitisation Solutions
Securitisation solutions offer a versatile approach to funding, enabling businesses to unlock the value of their assets, diversify funding sources, and access capital markets efficiently.
- Structured Finance
Structuring
We are positioned to enable transactions thought our structuring expertise and ability to identify opportunities. This includes asset creation for investors.
- Overview
- Treasury Solutions
- Overview
Overview
Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.
- Product Development
Product Development
Merchant West Treasury Solutions has established a strategic presence in offshore investments through strong partnerships with leading investment houses. Our role includes navigating exchange control regulations, refining processes, providing competitive exchange rates with transparent fees, and ensuring investment products are straightforward, especially regarding currency transfers.
- Portfolio Switches
Portfolio Switches
Merchant West Treasury Solutions excels in managing complex financial transactions at both institutional and individual levels. Our role in portfolio switches is to simplify the process by providing expert currency management and seamless fund movement services.
- Overview
- Intermediaries
- Solutions for Intermediaries
- Asset Finance
- Fleet Solutions
- Investments
- Investment Partnership
Investment Partnership
Our Investment Partnership offering empowers financial advisors and professional firms with access to tailored investment solutions and expert support. Together, we help you grow your business, deepen client relationships, and deliver long-term value.
- Investment Partnership
- Treasury Solutions
- Collaborative Partnerships
Collaborative Partnerships
In today’s fast-paced business world, collaboration is essential for growth and delivering value. At Merchant West Treasury Solutions, we understand the needs of professional firms—whether you’re an accountant, attorney, real estate professional, or financial advisor. Partnering with us allows you to enhance your services, offer more value to your clients, and strengthen your role as a trusted advisor.
- Collaborative Partnerships
- About Us
- Our Story
- Merchant West Holdings
- Leadership
- Timeline
- Careers
- Media
- Solutions
- Asset Finance
Asset Finance
We pride ourselves on our reputation as a fast, efficient, and committed financier in our elected industries and offer tailor‐made asset financing for the equipment that is unique to your particular area of business.:
- Working Capital Solutions
Working Capital Solutions
Merchant West Working Capital Solutions can assist in providing your business with a sustainable working capital finance offering. Our facilities are flexible, and our team is dynamic to offer you with the best possible advice and service.
- Fleet Solutions
Fleet Finance
Our streamlined fleet management solution. We keep your business mobile without you tying up your cash in vehicles.
Our Full Maintenance Lease optimises fleet management, minimises unexpected maintenance expenses, and provides a predictable monthly cost that you can budget for with ease. Comprehensive reporting at vehicle and fleet level is standard and is provided as per your specification and timing needs. - Investments
Investments
Merchant West Investments is an award-winning multi-strategy asset management business.
The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds. - Treasury Solutions
Treasury
Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.
- Private Wealth
Private Wealth
Sterling Private Wealth offers personalised wealth management solutions, expertly crafted to secure your financial future. Our dedicated advisors prioritize your unique goals, delivering tailored strategies with integrity and care. Click to discover how we can empower your wealth journey.
- Commercial Property Finance
Property Finance
Merchant West offers commercial property finance to clients for:
- Owners -who own and occupy the premises to be financed; or
- Tenants -who rent premises, but wish to purchase the property.
- Specialised Finance
Specialised Finance
Specfin utilises its specialist in-house expertise and the Group’s robust balance sheet in response to consumer demand for “big ticket” solutions, characterised as ‘Hi Value –Hi Complexity’ transactions.
Our deep understanding of credit and a demonstrable track record allows us to credit vet transactions and provide investors with co-investment opportunities, with the comfort that these solutions also meet our risk-return thresholds. Our minimum threshold for debt financing transactions is set at R65m.
- Asset Finance
