• Individuals
    • Solutions for Individuals
    • Asset Finance
      • Overview

        Overview

        Merchant West is one of the largest privately owned providers of asset finance, fleet finance
        and working capital funding to corporates, SME’s and individuals in South Africa.

      • Aircraft Finance

        Aviation

        We help you enjoy your flying more, by structuring a financial solution that allows you to get into the sky, without breaking the bank. In the South African aviation industry, we finance:

      • Leisure Finance

        Leisure

        We help you enjoy your lifestyle by structuring a financial solution that allows you to get immediate use of recreational assets like:

      • Solar Power Financing

        Renewable Energy

        We finance commercial renewable energy solutions, giving your business energy-security when you need it most.

    • Investments
      • Overview

        Overview

        Merchant West Investmentsis an award-winning multi-strategy asset management business.
        The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds.

      • Discretionary Portfolio Management

        Discretionary Portfolio Management

        Merchant West Investments is an award-winning multi-strategy asset management business.
        The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds.

      • Tax-free Investments

        Tax-free Investments

        All our unit trust funds can be held with within a tax-free plan.

      • Unit Trust Investments

        Unit Trust Investments

        We offer a range of domestic and global unit trust funds covering equities, property, cash, bonds, and balanced fund solutions.

    • Private Wealth
      • Overview

        Private Wealth

        Sterling Private Wealth offers personalised wealth management solutions, expertly crafted to secure your financial future. Our dedicated advisors prioritize your unique goals, delivering tailored strategies with integrity and care. Click to discover how we can empower your wealth journey.

      • Estate Planning

        Estate Planning

        Estate planning is vital for preserving your wealth and ensuring it’s passed on according to your wishes. By structuring your estate plan effectively, you can minimise taxes, avoid legal disputes, and protect your legacy. Discover how strategic estate planning can safeguard your assets for future generations.

      • Investment Planning

        Investment Planning

        Effective investment planning is crucial for long-term financial success. By focusing on value rather than short-term trends, you can build a strategy that aligns with your financial goals. Explore how thoughtful investment planning can help you achieve sustained wealth, stability, and security for the future.

      • Offshore Financial Services

        Offshore Financial Services

        Offshore financial services offer strategic solutions for protecting, growing, and diversifying your wealth. By accessing global markets and favourable tax environments, these services provide unique opportunities for high-net-worth individuals to enhance their financial portfolios. Explore how offshore options can play a key role in securing your financial future.

      • Retirement Planning

        Retirement Planning

        Retirement planning is essential for securing a stable financial future, ensuring you can enjoy your retirement years with peace of mind. With careful, strategic planning, you can preserve wealth, reduce tax burdens, and safeguard your legacy. Discover how a tailored retirement strategy can protect your financial independence and support your long-term goals.

      • Risk Planning

        Risk Planning

        Effective risk planning is crucial for preserving and protecting your wealth. At Sterling Private Wealth, we offer bespoke strategies tailored to your unique financial situation. Our expert advisors work closely with you to identify potential risks and implement solutions that ensure your wealth remains secure, no matter what the future holds.

      • Tax Planning

        Tax Planning

        At Sterling Private Wealth, we offer bespoke tax planning services tailored to your unique financial needs. In conjunction with trusted third-party providers, we deliver expert strategies to optimise your wealth management and ensure tax efficiency. Our personalised approach ensures that every solution aligns with your long-term financial goals.

    • Treasury Solutions
      • Overview

        Overview

        Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.

      • International Money Transfers

        International Money Transfers

        At Merchant West Treasury Solutions we specialise in facilitating secure and transparent transactions, ensuring your funds are transferred with utmost reliability and at competitive rates.

      • Cash Management

        Cash Management

        Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.

      • Exchange Control Advice

        Exchange Control Advice

        Get expert exchange control advice and free tax clearance certificates for transfers above 1 million Rand with us.
        Let us simplify your transactions today.

      • Foreign Currency Accounts

        Foreign Currency Accounts

        Open an interest-bearing foreign currency account from the comfort of your own home with no monthly charges. Available in most major currencies.

      • Non Rand Transfers

        Non Rand Transfers

        Experience fast and secure non-Rand international transfers with our cutting-edge platform.
        Join now to enjoy seamless transactions.

  • Businesses
    • Solutions for Businesses
    • Asset Finance
      • Overview

        Overview

        Whether you are a business or an individual we make it possible to help you get the assets and equipment you want.

      • Agricultural Finance

        Agriculture

        We make it possible to help you acquire the agriculture assets your farming operation needs.
        We finance a wide range of agriculture assets such as:

      • Aircraft Finance

        Aviation

        We help you enjoy your flying more, by structuring a financial solution that allows you to get into the sky, without breaking the bank. In the South African aviation industry, we finance:

      • Construction Finance

        Construction and Plant Hire

        Our dedicated construction and manufacturing finance team can structure a financial solution for assets like:

      • Leisure Finance

        Leisure

        We help you enjoy your lifestyle by structuring a financial solution that allows you to get immediate use of recreational assets like:

      • Technology Finance

        IT and Technology

        We help you get the IT solutions your business requires for ongoing business operations and to remain competitive, by structuring a financial solution for:

      • Transport and Logistics Finance

        Logistics and Transport

        We make it possible for you to get the assets you want for your logistics and transport, by structuring a financial solution for:

      • Manufacturing Equipment Finance
      • Medical Equipment Finance

        Medical

        We help you get the equipment you want for your practice, by structuring financial solutions for devices like:

      • Mining Equipment Asset Finance

        Mining and industry

        We make it possible to help you get the assets and equipment you want for your business.
        Our dedicated Mining and Industry finance team can structure a financial solution for assets like:

      • Office Equipment Finance and Rentals
      • Solar Power Financing

        Renewable Energy

        We finance commercial renewable energy solutions, giving your business energy security when you need it most.

      • Security Equipment Finance

        Safety and Security

        We make it possible for you to get the solutions you want to protect your assets, by structuring a financial solution for:

    • Fleet Solutions
      • Overview

        Overview

        Our streamlined fleet management solution. We keep your business mobile without you tying up your cash in vehicles.
        Our Full Maintenance Lease optimises fleet management, minimises unexpected maintenance expenses, and provides a predictable monthly cost that you can budget for with ease. Comprehensive reporting at vehicle and fleet level is standard and is provided as per your specification and timing needs.

      • Dynamic Lease

        Dynamic Lease

        Our “Lease to Own” solution provides ownership and flexible usage.
        You may choose to purchase the vehicle at the end of the lease at the specified purchase option price, but there is no obligation to do so. We can modify the contract at any time to adjust the end of contract purchase option price, usage parameters, or include/exclude optional services.
        Comprehensive reporting at vehicle and fleet level is standard and is provided as per your specification and timing needs

      • Full Maintenance Lease

        Full Maintenance Lease

        Our streamlined fleet management solution. We keep your business mobile without you tying up your cash in vehicles.
        Our Full Maintenance Lease optimises fleet management, minimises unexpected maintenance expenses, and provides a predictable monthly cost that you can budget for with ease.
        Comprehensive reporting at vehicle and fleet level is standard and is provided as per your specification and timing needs.

      • Operating Lease

        Operating Lease

        Our Operating Lease is an efficient usage-based contract, whereby you can choose to either control your maintenance and tyre costs or outsource this function to us which will include a maintenance authorization desk, invoice scrutiny, and a consolidated monthly maintenance invoice.

        Comprehensive reporting at vehicle and fleet level is standard and is provided as per your specification and timing needs.

      • Fleet Services

        Strategic Fleet Solution

        Our Strategic Fleet Solution provides you with an expert “Back Office” to support your business which serves niche markets and supplies specific vehicles to clients.

        We offer access to funding, a fleet operating system to manage lease contracts from procurement to termination and streamlined administrative processes to support efficient operations.

        Comprehensive reporting at vehicle and fleet level is standard and is standard and is provided to your specification and timing needs.

    • Investments
      • Overview

        Overview

        Merchant West Investments is an award-winning multi-strategy asset management business.
        The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds.

      • Cash and Cash Plus Solutions

        Cash and Cash Plus Solutions

        Money market and cash plus solutions as an alternative to traditional bank deposits.

      • Retirement Fund Investments

        Retirement Fund Investments

        A range of funds and strategies suitable for company retirement funds.

      • Executive Compensation Plan

        Executive Compensation Plan

        Suitable for executive and senior management compensation enhancement.

    • Property Finance
      • Overview

        Overview

        Merchant West Investments is an award-winning multi-strategy asset management business.
        The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds.

      • Property Finance

        Commercial Property

        Commercial Property Finance for business customers looking to purchase owner occupied properties.

    • Treasury Solutions
      • Overview

        Overview

        Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.

      • Cash Management

        Cash Management

        Maximise your business’s excess liquidity with our hassle-free service that offers consistently competitive interest rates. Let us help you earn more today.

      • CFC Accounts

        CFC Accounts

        Simplify your foreign currency inflows and outflows with our CFC account service. Avoid the hassle of converting to ZAR and increase convenience for your international business.

      • Currency Risk Management

        Currency Risk Management

        Mitigate the risk of currency volatility in your business with our expert currency risk management services. Let us help you implement or execute an effective policy to protect your bottom line.

      • Exchange Control Advice

        Exchange Control Advice

        Navigating exchange control regulations can be time-consuming and stressful. Let us provide you with our expertise to simplify and navigate the process of exchange control and save your business valuable time.

      • Foreign Exchange

        Foreign Exchange

        Navigating exchange control regulations can be time-consuming and stressful. Let us provide you with our expertise to simplify and navigate the process of exchange control and save your business valuable time.

    • Working Capital Solutions
      • Overview

        Overview

        Merchant West Working Capital Solutions can assist in providing your business with a sustainable working capital finance offering. Our facilities are flexible, and our team is dynamic to offer you with the best possible advice and service.

      • Escrow Accounts

        Escrow Accounts

        Merchant West provides an Escrow agency service to support commercial transactions where the commercial parties are unknown to each other and/or have recently commenced a commercial relationship. As an Escrow agent, Merchant West will hold funds on behalf of the parties under a signed Escrow agreement concluded between the parties.

      • Invoice Discounting

        Full Book Discounting

        Merchant West purchases qualifying invoices on your whole debtor’s book and provides you with an advance of up to eighty percent on the value of all invoices purchased. The facility remains Confidential (debtors are not notified of the facility). You continue to service, manage, and collect funds due directly from each debtor and remit these to Merchant West on collection.

      • Purchase Order Finance

        Purchase Order Finance

        We finance your imported or local stock purchases against a Purchase Order and discount your debtor invoice with recourse on a disclosed basis.

      • Bridge Loans

        Bridge Loans

        Merchant West provides short and medium-term funding structures for commercial activities including strategic asset purchases and business expansion, based on deal specific qualifying criteria. This solution is suitable for clients involved in strategic business initiatives who require funding partner support.

      • Stock Finance

        Stock Finance

        Merchant West provides Trade Finance for the import of machinery and other assets from global markets. Suitable for businesses that need to import machinery to meet Capex requirements.

      • Trade Finance
  • Corporates
    • Solutions for Corporates
    • Asset Finance
      • Overview

        Overview

        We make it possible to help you get the assets and equipment you want.

      • Agricultural Finance

        Agriculture

        We make it possible to help you acquire the agriculture assets your farming operation needs.
        We finance a wide range of agriculture assets such as:

      • Aircraft Finance

        Aviation

        We help you enjoy your flying more, by structuring a financial solution that allows you to get into the sky, without breaking the bank.
        In the South African aviation industry, we finance:

      • Construction Finance

        Construction and Plant Hire

        Our dedicated construction and manufacturing finance team can structure a financial solution for assets like:

      • Technology Finance

        IT and Technology

        We help you get the IT solutions your business requires for ongoing business operations and to remain competitive, by structuring a financial solution for:

      • Transport and Logistics Finance

        Logistics and Transport 

        We make it possible for you to get the assets you want for your logistics and transport, by structuring a financial solution for:

      • Mining Equipment Asset Finance

        Mining and Industry

        We make it possible to help you get the assets and equipment you want for your business.
        Our dedicated Mining and Industry finance team can structure a financial solution for assets like:

      • Office Equipment Finance and Rentals
      • Solar Power Financing

        Renewable Energy

        We finance commercial renewable energy solutions, giving your business energy security when you need it most.

    • Investments
      • Overview

        Overview

        Merchant West Investments is an award-winning multi-strategy asset management business.
        The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds.

      • Cash and Cash Plus Solutions

        Cash and Cash Plus Solutions

        Money market and cash plus solutions as an alternative to traditional bank deposits.

      • Executive Compensation Plan

        Executive Compensation Plan

        Suitable for executive and senior management compensation enhancement.

      • Retirement Fund Investors

        Retirement Fund Investors

        A range of funds and strategies suitable for company retirement funds.

    • Specialised Finance
      • Overview

        Overview

        Specfin utilises its specialist in-house expertise and the Group’s robust balance sheet in response to consumer demand for “big ticket” solutions, characterised as “Hi Value –Hi Complexity” transactions.
        Our deep understanding of credit and a demonstrable track record allows us to credit vet transactions and provide investors with co-investment opportunities, with the comfort that these solutions also meet our risk-return thresholds. Our minimum threshold for debt financing transactions is set at R65m.

      • Asset-Backed Funding Solutions

        Asset-Backed Funding

        At Merchant West, we understand the challenges businesses face when seeking financing. That’s why we offer innovative funding solutions that are asset-backed and tailored to your needs.

      • Mezzanine Capital

        Mezzanine Capital

        Merchant West offers financing that is structured to offer flexible solutions tailored to the borrower’s needs. It combines features of both debt and equity. Take a closer look here at its components:

      • Private Debt Financing

        Private Debt Opportunities

        Through our network of clients, we facilitate the creation of investable opportunities and private placements with investment grade counterparties.

      • Securitisation Solutions

        Securitisation Solutions

        Securitisation solutions offer a versatile approach to funding, enabling businesses to unlock the value of their assets, diversify funding sources, and access capital markets efficiently.

      • Structured Finance

        Structuring

        We are positioned to enable transactions thought our structuring expertise and ability to identify opportunities. This includes asset creation for investors.

    • Treasury Solutions
      • Overview

        Overview

        Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.

      • CFC Accounts

        CFC Accounts

        Simplify your foreign currency inflows and outflows with our CFC account service. Avoid the hassle of converting to ZAR and increase convenience for your international business.

      • Cash Management

        Cash Management

        Maximise your business’s excess liquidity with our hassle-free service that offers consistently competitive interest rates. Let us help you earn more today.

      • Currency Risk Management

        Currency Risk Management

        Mitigate the risk of currency volatility in your business with our expert currency risk management services. Let us help you implement or execute an effective policy to protect your bottom line.

      • Exchange Control Advice

        Exchange Control Advice

        Navigating exchange control regulations can be time-consuming and stressful. Let us provide you with our expertise to simplify and navigate the process of exchange control and save your business valuable time.

      • Foreign Exchange

        Foreign Exchange

        Navigating exchange control regulations can be time-consuming and stressful. Let us provide you with our expertise to simplify and navigate the process of exchange control and save your business valuable time.

    • Working Capital Solutions
      • Overview

        Overview

        Merchant West Working Capital Solutions can assist in providing your business with a sustainable working capital finance offering. Our facilities are flexible, and our team is dynamic to offer you with the best possible advice and service.

      • Escrow Accounts

        Escrow Accounts

        Merchant West provides an Escrow agency service to support commercial transactions where the commercial parties are unknown to each other and/or have recently commenced a commercial relationship. As an Escrow agent, Merchant West will hold funds on behalf of the parties under a signed Escrow agreement concluded between the parties.

      • Invoice Discounting

        Full Book Discounting

        Merchant West purchases qualifying invoices on your whole debtor’s book and provides you with an advance of up to eighty percent on the value of all invoices purchased. The facility remains Confidential (debtors are not notified of the facility). You continue to service, manage, and collect funds due directly from each debtor and remit these to Merchant West on collection.

      • Purchase Order Finance

        Purchase Order Finance

        We finance your imported or local stock purchases against a Purchase Order and discount your debtor invoice with recourse on a disclosed basis.

      • Bridge Loans

        Bridge Loans

        Merchant West provides short and medium-term funding structures for commercial activities including strategic asset purchases and business expansion, based on deal specific qualifying criteria. This solution is suitable for clients involved in strategic business initiatives who require funding partner support.

      • Stock Finance

        Stock Finance

        Merchant West provides Trade Finance for the import of machinery and other assets from global markets. Suitable for businesses that need to import machinery to meet Capex requirements.

      • Trade Finance

        Unlock the full potential of your business with Merchant West’s trade finance solutions. We are committed to helping you thrive in the global market by providing seamless importation processes, flexible financing options, and expert support every step of the way.

        Unlock the full potential of your business with Merchant West’s trade finance solutions. We are committed to helping you thrive in the global market by providing seamless importation processes, flexible financing options, and expert support every step of the way.

  • Institutions
    • Solutions for Institutions
    • Investor Relations
      • Overview

        Overview

        The Merchant West Group consists of diversified financial service businesses that offer a range of lending, transactional, wealth management and asset management solutions in South Africa, Namibia, Botswana and the United States of America

      • MW Asset Rentals

        MW Asset Rentals

        MW Asset Rentals (RF) Limited (“MWAR”) is a ring-fenced equipment rentals securitisation vehicle, originated and serviced by Merchant West Proprietary Limited.

      • MW Working Capital Solutions

        MW Working Capital Solutions

        MW Working Capital Solutions (RF) Limited (“MWWCS”) is a ring-fenced asset-backed securitisation vehicle, originated and serviced by Merchant West Working Capital Solutions Proprietary Limited.

    • Investments
      • Overview

        Overview

        Merchant West Investments is an award-winning multi-strategy asset management business.
        The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds.

      • Institutional Unit Trust Investments

        Institutional Unit Trust Investments

        A range of institutional domestic and global unit trust
        funds covering equities, property, cash, bonds and
        balanced fund solutions.

      • Segregated Mandates

        Segregated Mandates

        All our investment strategies are available in
        segregated mandates for qualifying investors.

    • Specialised Finance
      • Overview

        Overview

        Specfin utilises its specialist in-house expertise and the Group’s robust balance sheet in response to consumer demand for “big ticket” solutions, characterised as “Hi Value –Hi Complexity” transactions.
        Our deep understanding of credit and a demonstrable track record allows us to credit vet transactions and provide investors with co-investment opportunities, with the comfort that these solutions also meet our risk-return thresholds. Our minimum threshold for debt financing transactions is set at R65m.

      • Asset-Backed Funding Solutions

        Asset-Backed Funding

        At Merchant West, we understand the challenges businesses face when seeking financing. That’s why we offer innovative funding solutions that are asset-backed and tailored to your needs.

      • Mezzanine Capital

        Mezzanine Capital

        Merchant West offers financing that is structured to offer flexible solutions tailored to the borrower’s needs. It combines features of both debt and equity. Take a closer look here at its components:

      • Private Debt Financing

        Private Debt Opportunities

        Through our network of clients, we facilitate the creation of investable opportunities and private placements with investment grade counterparties.

      • Securitisation Solutions

        Securitisation Solutions

        Securitisation solutions offer a versatile approach to funding, enabling businesses to unlock the value of their assets, diversify funding sources, and access capital markets efficiently.

      • Structured Finance

        Structuring

        We are positioned to enable transactions thought our structuring expertise and ability to identify opportunities. This includes asset creation for investors.

    • Treasury Solutions
      • Overview

        Overview

        Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.

      • Product Development

        Product Development

        Merchant West Treasury Solutions has established a strategic presence in offshore investments through strong partnerships with leading investment houses. Our role includes navigating exchange control regulations, refining processes, providing competitive exchange rates with transparent fees, and ensuring investment products are straightforward, especially regarding currency transfers.

      • Portfolio Switches

        Portfolio Switches

        Merchant West Treasury Solutions excels in managing complex financial transactions at both institutional and individual levels. Our role in portfolio switches is to simplify the process by providing expert currency management and seamless fund movement services.

  • Intermediaries
    • Solutions for Intermediaries
    • Asset Finance
    • Fleet Solutions
    • Investments
      • Investment Partnership

        Investment Partnership

        Our Investment Partnership offering empowers financial advisors and professional firms with access to tailored investment solutions and expert support. Together, we help you grow your business, deepen client relationships, and deliver long-term value.

    • Treasury Solutions
      • Collaborative Partnerships

        Collaborative Partnerships

        In today’s fast-paced business world, collaboration is essential for growth and delivering value. At Merchant West Treasury Solutions, we understand the needs of professional firms—whether you’re an accountant, attorney, real estate professional, or financial advisor. Partnering with us allows you to enhance your services, offer more value to your clients, and strengthen your role as a trusted advisor.

  • About Us
    • Our Story
    • Merchant West Holdings
    • Leadership
    • Timeline
    • Careers
    • Media
    • Solutions
      • Asset Finance

        Asset Finance

        We pride ourselves on our reputation as a fast, efficient, and committed financier in our elected industries and offer tailor‐made asset financing for the equipment that is unique to your particular area of business.:

      • Working Capital Solutions

        Working Capital Solutions

        Merchant West Working Capital Solutions can assist in providing your business with a sustainable working capital finance offering. Our facilities are flexible, and our team is dynamic to offer you with the best possible advice and service.

      • Fleet Solutions

        Fleet Finance

        Our streamlined fleet management solution. We keep your business mobile without you tying up your cash in vehicles.
        Our Full Maintenance Lease optimises fleet management, minimises unexpected maintenance expenses, and provides a predictable monthly cost that you can budget for with ease. Comprehensive reporting at vehicle and fleet level is standard and is provided as per your specification and timing needs.

      • Investments

        Investments

         Merchant West Investments is an award-winning multi-strategy asset management business.
        The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property and domestic and global equity funds.

      • Treasury Solutions

        Treasury

        Merchant West Treasury Solutions is a niche provider of treasury products and solutions to corporate and individual clients with foreign exchange, cash management and risk management requirements.

      • Private Wealth

        Private Wealth

        Sterling Private Wealth offers personalised wealth management solutions, expertly crafted to secure your financial future. Our dedicated advisors prioritize your unique goals, delivering tailored strategies with integrity and care. Click to discover how we can empower your wealth journey.

      • Commercial Property Finance

        Property Finance

        Merchant West offers commercial property finance to clients for:

      • Specialised Finance

        Specialised Finance

        Specfin utilises its specialist in-house expertise and the Group’s robust balance sheet in response to consumer demand for “big ticket” solutions, characterised as ‘Hi Value –Hi Complexity’ transactions.

        Our deep understanding of credit and a demonstrable track record allows us to credit vet transactions and provide investors with co-investment opportunities, with the comfort that these solutions also meet our risk-return thresholds. Our minimum threshold for debt financing transactions is set at R65m.

Leasing or Renting Laptops

IT and Technology Finance

Leasing or Renting Laptops: A Smart Choice for Your Business

Leasing or renting laptops offers businesses a flexible, cost-effective solution for acquiring the latest technology without the need for a significant upfront investment. By opting for leasing or renting laptops, companies can preserve capital, improve cash flow, and keep up with ever-evolving technological demands. Whether you’re looking for short-term laptop rentals for a specific project or a long-term leasing agreement to support your daily operations, this option is an excellent way to access high-quality devices without the burden of ownership.

Leasing Renting Laptops: A Cost-Effective Solution for Your Business

In today’s fast-paced business environment, staying ahead of technology is crucial. By leasing or renting laptops, you can access the latest technology without the capital expense, ensuring your business has the tools to succeed. Whether for short-term projects or long-term operations, leasing or renting laptops provides flexibility and financial benefits that make it an attractive option for businesses of all sizes.

When you choose leasing or renting laptops, you’re making an intelligent decision to stay agile in a rapidly changing tech landscape. Leasing allows you to spread the cost over manageable monthly payments, keeping your business cash flow steady and predictable. With the ability to upgrade to the latest models once the lease term is over, you won’t have to worry about owning depreciating assets. This flexibility makes leasing and renting an ideal choice for businesses of all sizes.

If you’re unsure about whether leasing or renting laptops is the best choice for your business, take a look at our most frequently asked questions below to gain more insights into the benefits and logistics of laptop leasing.

Frequently Asked Questions

Leasing laptops allows businesses to preserve capital, manage cash flow more efficiently, and stay ahead of the technological curve without large upfront costs. It also offers flexibility in terms of upgrades and replacements, which is beneficial in an environment where technology evolves rapidly.

Leasing or renting laptops is cheaper than purchasing because the device is returned to the lease provider at the end of the lease term. The ability to re-rent or resell the laptops creates an opportunity to subsidise the lease costs. Furthermore, leasing or renting laptops allows you to conserve your cash flow by eliminating the need for a large upfront investment. Instead, you can spread the cost over manageable monthly payments. This also frees up capital to invest in other areas of your business, helping you stay agile and competitive.

By opting for a laptop lease, you turn a large capital expense into smaller, predictable monthly payments. This helps improve cash flow, making it easier to allocate resources toward other operational or strategic initiatives, especially for businesses focused on growth.

Yes, leasing provides you with access to the latest technology without the risk of owning depreciating assets. When the lease term ends, you have the option to upgrade to the newest models, ensuring your team always has access to the most efficient tools available.

The ability to reuse and remarket pre-owned laptops in a secondary market allows the lessor to subsidise the primary lease costs. Over the life of the lease term, the total lease costs are cheaper than cash purchases.

In most cases, lease payments are fully tax-deductible as an operating expense (complying with IFRS 16), lowering your taxable income. This can provide significant tax savings compared to purchasing laptops, which would typically involve capital allowances over several years.

Renting is ideal for businesses with temporary needs, such as short-term projects, seasonal work, or events. Instead of buying expensive equipment that might not be needed long-term, renting allows you to access high-quality laptops for as long as you need them, with the flexibility to return them when the project is complete.

Yes, we offer flexible leasing options that cater to both short-term and long-term needs. Whether you need laptops for a few months or several years, we can tailor a solution to match your project’s timeline and budget.

Once your lease agreement is approved and finalised, your supplier can deliver the laptops immediately, subject to stock availability, depending on your location and specific requirements. For urgent projects, we can expedite delivery upon request.

No, we pride ourselves on full transparency. Our leasing agreements outline all costs upfront, so you won’t be surprised by unexpected fees. You can add insurance, asset tracking, and support costs to the lease to create a Device-as-a-Service solution.

Any laptops. Our specialization is in finance, and we will work with your IT team and supplier to recommend the best-suited devices for your environment.

Yes, you can return the laptop prior to termination. You will be responsible for the outstanding rentals.

Damage could be warranty or insurance-related. If it’s a warranty matter, you will log this with your supplier/OEM, who will facilitate repairs or replacement. If it is insurance-related, your insurance company’s claim process will be followed. In either case, if the machine is replaced, simply send us the updated serial number, and we will update our records. If the unit is not replaced, the insurance company can settle the laptop, and we will reduce your lease payments accordingly.

Yes, at the end of your lease term, you can choose to buy the laptops at fair market value, extend the lease, or return the equipment. This flexibility ensures that your business can adapt to changing needs.

Most laptops include an operating system. If you need additional software to be added, we can include this in your monthly lease costs.

Simply contact us via our website, social media page, or call any of our regional offices, and a technology finance specialist will assist you every step of the way. All we need is a completed application form, financials, and a quote for the laptop from your supplier. If you don’t have a supplier, we will connect you with a local supplier to assist you.

Absolutely. Our leasing solutions are designed to be flexible and scalable. You can easily add more laptops to your existing agreement if your business expands. We’ll adjust your monthly payments accordingly.

Every industry uses laptops. Key industries that benefit the most include technology, consulting firms, educational institutions, marketing agencies, and companies with remote or project-based teams. Leasing laptops is ideal for businesses looking to stay agile and adaptable in a fast-paced environment.

Yes, we offer bulk leasing options for companies that require multiple laptops for their teams. Bulk leasing can provide additional cost savings and streamlined management. Contact us to discuss a customised solution.

We offer flexible payment options, including monthly, quarterly, or bi-annual payments, depending on what best suits your cash flow needs. You can also adjust payment terms if your business situation changes.

Leasing promotes sustainability by reducing electronic waste. Instead of disposing of outdated devices, our lease return programs ensure laptops are refurbished, repurposed, or responsibly recycled, contributing to a circular economy.

Provided your insurance covers international travel, your laptops can be used anywhere in the world.

Hardware support will be covered by your own IT department or warranty obligations with your supplier.

You can return the laptops and only pay for the outstanding payments.

Your organization will have its own security protocol and load the company laptops with its own software packages. Upon termination of the lease agreement, your IT department will reformat the laptops. As an extra safety measure, we complete our own data destruction process and can issue you with a certificate confirming the same.

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