Businesses

Tailored Solutions and Business Support

If you are a business with an annual turnover of less than R500 million, we are dedicated to helping you achieve your financial goals through a range of products and services designed with your unique business needs in mind.

Whether you are looking for asset finance, fleet finance, investments, property finance, treasury solutions or working capital solutions we have the expertise and resources to help you succeed.

Our team of financial professionals is committed to providing you with personalised guidance and support every step of the way.

Tailored Solutions and Business Support

If you are a business with an annual turnover of less than R500 million, we are dedicated to helping you achieve your financial goals through a range of products and services designed with your unique business needs in mind.

Whether you are looking for asset finance, fleet finance, investments, property finance, treasury solutions or working capital solutions we have the expertise and resources to help you succeed.

Our team of financial professionals is committed to providing you with personalised guidance and support every step of the way.

SPECIALISED FINANCE. BY DESIGN. FAST

Asset Finance

We make it possible for you to acquire the assets and equipment you need to grow your business. Our specialists can design a financial solution that is tailored to your specific needs.

AGRICULTURE

To grow your business, you need to grow your assets. We give you the solutions to grow and expand your enterprises without compromising on quality.
Aviation 1

Aviation

Enhance your flying experience by structuring financial solutions that allow you to take to the sky.
Construction and Manufacturing

Construction and Plant Hire

Building your business together, with a modern financial solution to strengthen your development.
Office Equipment Finance

IT and Technology

To future-proof your business and remain ahead of your competitors you need the right infrastructure that will optimise productivity.
Golf asset finance service

Golf Estates and Country Clubs

Keep your golf course on par. Our tailored financing offers access to assets assisting you to maintain your golf course and club house.
Transport and Logistics Finance

Logistics and Transport

Successfully driving your business forward with progressive financial solutions.
Manufacturing Equipment Finance

Manufacturing

From large to small equipment and machinery, you can acquire a range of assets in a customised package, designed to suit your specific requirements.
Medical

Medical

Financial solutions designed for professionals, by professionals to ensure service of the highest standards.
mining equipment asset finance

Mining and Industrial

Mine possibility with alternative financial solutions designed to minimise risk and maximise cash flow.
Office Equipment Finance

Office Automation

Join the smart revolution by increasing productivity and optimising your business with a financial solution to automate your office.
Solar Power Financing

RENEWABLE ENERGY

Finance renewable energy solutions for your office or business, giving you energy security when you need it most.
Security Equipment Finance

Safety and Security

Protect your assets and finance a variety of security, access control and CCTV systems, giving you peace of mind.
IT JUST MAKES SENSE

Fleet Finance

Our streamlined fleet management solution keeps your business mobile, without you tying up your cash in vehicles. Our Leasing Solutions are tailored to suit your actual needs and contracts can be restructured to reflect any future change in your fleet’s operational circumstances. 

dynamic lease

Dynamic Lease

Leasing that offers ownership and flexible usage options..
Lease Fleet

Full Maintenance Lease

Our no-nonsense product keeps your business mobile with minimum fuss.
operating lease

Operating Lease

Optimise your cash flow & control costs associated with the management of your fleet.
SECURE YOUR TOMORROW

Investments

Merchant West Investments is an award-winning multi-strategy Asset Management business.

The investment house covers a variety of strategies and asset classes, with money market, income, multi-asset class, listed property, and domestic and global equity funds. 

Unit Trust Investments

Cash and Cash Plus Solutions

Money market and cash plus solutions as an alternative to traditional bank deposits.
Discretionary Portfolio Management

Executive Compensation Plan

Suitable for executive and senior management compensation enhancement.

Retirement Fund Investments

A range of funds and strategies suitable for company retirement funds.
LOANS THAT WORK FOR YOU

Property Finance

Commercial Property Finance for business customers looking to finance owner occupied properties.

Owners: who own and occupy the premises to be financed. 

Business Tenants: who currently rent premises but wish to purchase the property.

Current Commercial Property Owners: who are looking to refinance their properties to release cash flow.

property finance 1

Commercial Property

Commercial Property Finance for business customers looking to purchase owner occupied properties.
CROSS BORDERS, CONTROL CASH

Treasury Solutions

Merchant West Incompass is a specialist provider of treasury products and solutions to clients with foreign exchange, cash management and risk management requirements.

cfc account

CFC Accounts

Simplify your foreign currency inflows and outflows with our CFC account service. Avoid the hassle of converting to ZAR and increase convenience for your international business.

Currency Risk Management

Mitigate the risk of currency volatility in your business with our expert currency risk management services. Let us help you implement or execute an effective policy to protect your bottom line.
Exchange control advice

Exchange Control Advice

Navigating exchange control regulations can be time-consuming and stressful. Let us provide you with our expertise to simplify the process and save your business valuable time.

Foreign Exchange

Let our service simplify and maximise your trades with transparent and consistent market-leading exchange rates and shared risk for importers and exporters through our reliable spot/forward trading services.
cash management

Cash Management

Maximise your business's excess liquidity with our hassle-free service that offers consistently competitive interest rates. Let us help you earn more today.
YOUR GROWTH – OUR SOLUTION

Working Capital Solutions

Merchant West Working Capital Solutions can assist to provide your business with a sustainable working capital finance solution that can scale as your business grows. Our facilities are flexible and dynamic, and our experienced team is available to support you with the best possible advice and service.

 

Escrow Accounts

We act as an Escrow agent to facilitate a commercial transaction for a client where the parties seek to bridge a trust gap in the transaction. We work with all major banks to hold escrow accounts at the bank of your preference.
full book discounting

Invoice discounting (Debtor finance)

We purchase and discount your full debtors’ book on a confidential basis with recourse or purchase and discount selective receivables on a disclosed basis.

Short-term & medium-term bridge loans

We offer short and medium-term bridge finance for qualifying commercial transactions to clients whose business cycles exhibit seasonality.
purchase order finance

Trade finance (Stock financing & purchase order finance)

We finance your imported or local stock purchases to allow you time to sell and collect payment from your debtors.
ENQUIRE

Get in touch with us

Become a part of Merchant West and leverage our extensive experience in the financial services industry.

How can we help you?
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Contact us today to set your financial plan in motion. We’ll advise you on the appropriate next steps for the most suitable investment plan.

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