International Payments South Africa - Merchant West
Seamless Cross-Border Payments for Businesses
Managing international payments can be complex – high bank fees, regulatory requirements, and slow settlement times often create frustration. At Merchant West Treasury Solutions, we provide fast, secure, and SARB-aligned international payment services for South African businesses.
Whether you’re paying overseas suppliers, settling service contracts, distributing dividends, or sending staff remuneration abroad, our solutions are designed to make the process transparent, cost-effective, and stress-free.
Seamless Cross-Border Payments for Businesses
Managing international payments can be complex – high bank fees, regulatory requirements, and slow settlement times often create frustration. At Merchant West Treasury Solutions, we provide fast, secure, and SARB-aligned international payment services for South African businesses.
Whether you’re paying overseas suppliers, settling service contracts, distributing dividends, or sending staff remuneration abroad, our solutions are designed to make the process transparent, cost-effective, and stress-free.
Why Choose Merchant West for International Payments?
Fast & Reliable Transfers
Most corporate payments are processed and cleared within 1–2 business days, depending on the currency and destination.
Competitive Exchange Rates
We negotiate directly with banking partners to provide market-related exchange rates, helping your business reduce costs on every transaction.
Secure & Compliant
All transfers are conducted through authorised dealers and administered in line with South African Reserve Bank (SARB) exchange control requirements.
Personalised Treasury Expertise
Our treasury specialists work with you directly, ensuring documentation is correct and payments are executed without unnecessary delays.
How Our International Payments Work
1.
Submission
Submit payment instructions and provide the necessary supporting documentation (e.g., invoice, contract).
2.
Compliance review
Our team checks documentation and ensures the transaction aligns with SARB and authorised dealer requirements.
3.
Competitive FX conversion
Funds are exchanged into the required currency at transparent market rates.
4.
Execution of payment
The funds are released securely to your overseas counterparty.
Who Benefits from Merchant West International Payments?
- Importers → Pay international suppliers quickly and avoid costly bank charges. Example: A retailer importing goods from Europe can settle invoices within 48 hours at competitive FX rates.
- Exporters → Settle service, legal, or logistics costs abroad. Example: A mining company paying shipping partners in USD.
- Corporates → Streamline regular overseas obligations such as dividends, royalties, and licensing fees.
- SMEs → Smaller businesses gain access to treasury-level support usually reserved for larger corporates. Example: A local tech start-up paying international software providers.
- Professional firms → Law, accounting, and consulting firms paying or receiving international retainers.
Frequently Asked Questions - International Payments
We facilitate supplier invoices, service contracts, royalties, dividends, staff payments, and many other cross-border corporate payments.
Most payments are completed within 1–2 business days. Timelines vary depending on the destination country, currency, and receiving bank.
No. Many payments can be processed without, as long as supporting documents can be provided. Some transactions - such as large shareholder loans or offshore investments - may require SARB approval. Merchant West manages this process on your behalf.
This depends on the payment type. Common requirements include invoices, service contracts, or proof of service delivery. Our team will confirm what’s required for your specific transaction.
We can facilitate payments in all major international currencies including USD, EUR, GBP, AUD, CAD, and more.
Yes. We support businesses of all sizes - from SMEs to large corporates. Smaller businesses benefit from personalised treasury support without big-bank complexity.
Merchant West provides a transparent fee structure. You’ll know the conversion spread and transfer costs upfront before confirming the transaction.
Secure, Compliant & Competitive Treasury Solutions
Strengthen Your International Trade
International business payments don’t need to be slow, costly, or stressful. With Merchant West Treasury Solutions, you gain fast turnaround times, competitive rates, and expert compliance support – all backed by 20 years of experience in South African financial services.